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5.45% 12-Month CD at a Las Vegas Bank (Fifth Street)


Update 9/22/08: This institution was involved in a Voluntary Liquidation and Closing.

Fifth Street Bank is offering a special 5.45% APY 12-month certificate of deposit. The minimum deposit is $1,000, and the maximum deposit is $250,000. Only Nevada residents are eligible.

The bank continues to list a 5.32% APY on its FSB Exclusive Savings. I first reported on this in June. The yield is good for balances over $100, and there's no monthly fee as long as the balance remains over $100.

The bank was just established in May 2007, so this likely explains the high rate for a brick-and-mortar bank. It's a small bank with one branch in Las Vegas. It is FDIC insured (FDIC Certificate # 58393).
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