Update 1/10/09: These CD rates have fallen. Please refer to the bank's website for the latest rates.
Omni National Bank has some new CD rates. They're down from mid-December, but they're still competitive. The 3 most competitive include a 3.75% APY 10-month CD, a 3.90% APY 15-month CD and a 4.10% APY 27-month CD. These rates are available in both regular CDs and IRA CDs. Minimum deposit is $5,000. Note, the bank has separate rate tables for Atlanta, Tampa, Chicago, Dallas and Houston. These CD rates are listed at all of these rate tables as of 1/04/2009. The rate table for Dalton has rates for these 3 CDs that are 25 basis points higher.
It appears a branch visit may be required to open an account. Please check the bank's location page for addresses and phone numbers.
The bank's financial ratings for soundness are weak: 0 stars (lowest) at BauerFinancial and 1 star (lowest) at Bankrate.com. Both ratings are based on 9/30/08 data. The bank has been FDIC insured since 1976 (FDIC Certificate # 22238).
Thanks to the reader who mentioned these rates in the finding-the-best-deals post.