Knowing where your money goes is a necessary evil to learning how to manage it effectively. While there are a number of websites and software tools that allow you to manage your money for a fee - there are also a great variety of free online money management tools. Why pay for something when you can get the same thing accomplished for free?!
1.Mint.com – enter all of your accounts into Mint's online money management tool for easy to use budgeting. You can discover where you're spending money, how to cut back, and how to pay on your debts to get out of debt the fastest. There is even an application that allows you to connect your Mint account to your iPhone.
2.DestroyDebt.com - offering both a budget tracker and a debt tracker you can use the web tools to organize your accounts, set up a budget, compare repayment methods and track your spending.
3.GNUCash.org – available for both personal and small business use, the GNUCash system tracks your bank accounts, stocks, income and expenses.
4.Wesabe.com– using tags to categorize your spending from credit cards and bank accounts, Wesabe allows you to see where you're money is going quickly. Community members who share similar spending “tags” can offer advice and insight in how you can save money and make better financial decisions.
5.Moneytrackin.com – Another online tool that helps you see where you're money is going, you can also easily track shared expenses with roommates or travel partners. Small business owners can make good use of moneytrackin' for their bookkeeping needs, as well.
6.Geezeo.com – all your accounts in one place and automatically updated, Geezeo will automatically categorize your spending, help you create and stick to a budget, seek and share advice with members of the community, and get your finances in order.
7.Rudder.com – set up bill reminders to avoid late fees and charges, review all accounts in one place to save time logging into multiple websites, and know exactly how much money you have left to spend each month at a glance.
8.Homemoneyhelp.com – a website featuring free printable worksheets and forms, informational resources for getting out of debt, managing your money and increasing your income.
9.BalanceTrack.org – 5 simple steps to better money management and budgeting. When you get through the steps, take the quiz at the end to test your knowledge.
10.Quicken Online has an online version of their well known software that helps you manage all of your accounts in one place, have them automatically updated, keep track of what's coming due and how much money you have available to pay it, and the ability to access your account anywhere you have online access (including your phone).