3 Free Money Management Options

Why spend a ton of money for fancy budgeting software and personal finance programs when some of the best programs are free? Some programs require that you download your banking or credit card information from your online account, some require that you manually enter every transaction to track, while others will automatically connect to your financial accounts and update everything automatically.

Here's a mini review of some of the leading money management programs to help you make your selection. If you're looking for some financial tools to track your spending, create a plan to pay off debts or save for retirement, check out the following 3 free options and create your free accounts to test them out to see if the program will work for you:

Mint.com

Mint.com – This site is perfect for people who use a bank with online banking capabilities. With Mint, you won't have to download your bank and credit card statements to upload to your Mint account – you just plug in your username and passwords and the software will pull your data into your Mint account for you – automatically. To set up an account, you simply add in the access information for each of your financial accounts and watch as Mint keeps track of your balances for you.

Quicken Online

Quicken Online while Quicken offers a number of pay-for financial software programs, they now have an online version you can use for free. You can store your account logins for all of your banks and financial accounts and access everything with a single username and password through Quicken Online. Quicken also has the ability to download to your iPhone.

DestroyDebt.com

Destroydebt.com – offers a budget tracker that shows you where your money is going and helps you see how you've allocated your spending and where you go off track. The debt tracker helps you see just how bad your debt situation is, and how long it will take you to pay it off using various debt repayment methods.