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Greer State Bank

EXPIRED - 2.25% 13-Month CD & 2.20% 18-Month CD at Greer State Bank in SC


Update 8/12/2010: These CD specials have ended.

Greer State Bank is offering two competitive CD specials: a 2.25% APY 13-month CD and a 2.20% APY 18-month CD. The 13-month CD requires a checking account. There are also two competitive short-term CD specials that are labeled as internet specials: a 1.60% APY 6-month CD and a 1.65% APY 9-month CD. I don't see any online application so it may only be available to existing customers who open it while logged into online banking. Minimum deposit for these specials is $5,000. These rates are listed at the bank's rates page as of 2/16/2010.

The bank also has a reward checking account that currently pays 3.00% APY on balances up to $25K (1.55% for above). These rates have held for over a year (see review).

It appears you have to live in the bank's market area to be able to open accounts. Branches are located in the South Carolina cities of Greer and Taylors.

The bank's ratings for safety and soundness are a little weak: 2 stars (below peer group) at Bankrate.com and 3 stars (adequate) at BauerFinancial. Both ratings are based on 9/30/09 financial data. The bank has been FDIC member since 1989 (FDIC Certificate # 27413).

Related Pages: Greer State Bank, Greenville, CD rates

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