Note About the NCUA Website Changes
There have been several changes to the NCUA website in the last year. In addition to the original ncua.gov website, there's now MyCreditUnion.gov which is solely for consumers. These changes have made it a little more difficult to locate the "Find a Credit Union" tool. There's a new Credit Union Locator that allows you to locate nearby credit union branches on a map. This is useful, but it doesn't provide the details of a credit union. Here's the Find a Credit Union start page link. Type in your credit union name or charter number, and it will let you see all of the details of your credit union. The first page that it will show is a summary of your credit union's financial and contact information including the website address. In my opinion, this is one of the most useful features of the NCUA website.
The credit union summaries provided by the NCUA Find a Credit Union tool are a good way to confirm that a website is really owned by a credit union. Also, it's a good way to confirm a credit union is federally insured. Some credit unions only have private deposit insurance through the American Share Insurance (ASI). I have more details about ASI in this post.
You can find a similar summary page of a credit union using our Bank & Credit Union Health Ratings page. Our health summary page for a credit union includes some of the information contained in the NCUA summary page. If you click on the charter number in our health summary page, it will take you to the NCUA Financial Performance report for that credit union. This link used to take you to the NCUA summary page from the "Find a Credit Union" tool. However, those summary pages can no longer be linked to. To reach them, you'll have to search for your credit union at the Find a Credit Union start page. The search is quicker if you type in the charter number.
For banks, the FDIC has a similar search tool called Bank Find that will show you the details of a bank. When you search using Bank Find, you'll see the bank summary page that's similar to the NCUA summary page. You can use our Bank & Credit Union Health Ratings page to also find these summary pages. Just click on the FDIC certificate number link in our bank's health page.