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Merry Christmas and Happy Holidays!

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This is just a short post to wish you and your family a Merry Christmas and a joyful holiday season. I would like to thank all of you for your support throughout 2018. I’ll be spending today hosting Christmas dinner for family and friends. My Fed weekly summary and my biweekly liquid account summary will be published on Wednesday.

I do have one small banking tip that’s holiday related. If someone in your family belongs to a credit union, you are typically eligible to join that credit union. For most credit unions, only immediate family members can join this way. Immediate family usually includes grandparents, parents, spouses, siblings, grandchildren, and children. In some cases, credit unions allow most all family members to join this way, including uncles, aunts, nephews, nieces and cousins.

So when you’re meeting with family for the holidays, you may want to see if there are any credit unions you can join via a family member. Also, if you’re informing an immediate family member about a deal that you have participated in, like the 4% CD special at INOVA Federal Credit Union, remember that they can join through you. They don’t need to join an association to qualify for membership. In 2013, my brother joined the National Military Family Association to become a PenFed member so he could get that 3.04% 5-year CD. I was already a PenFed member, and I had forgotten to inform my brother that he was eligible for PenFed membership based on my membership.

Merry Christmas and Happy Holidays to All!

Comments
TJ
TJ   |     |   Comment #1
Merry Christmas to you and your family Ken
51hh
51hh   |     |   Comment #2
Happy Holidays, Ken and all. Thanks for your diligent effort in 2018 and make it a very prosperous year for all of us!
ichaelm
ichaelm   |     |   Comment #3
Merry Christmas, Ken! I've been reading your blog daily since 2006. May we all thrive in 2019!
RichReg
RichReg   |     |   Comment #4
Merry X-mas Ken..;;
..may we all get an invitation to a very special UN-publicized CD promotion
in our stocking this year! (LOL)
nao597
nao597   |     |   Comment #5
+1 to all above and kudos for not shutting all comments down due to the stupid and constant non-productive political back-and-forth. Which side doesn’t matter, most people here are just looking to make more money in the future than they are currently. Or maybe I’ve got this site all wrong and I’m just crazy. Here’s to a good 2019, for EVERYBODY.
stantheman
stantheman   |     |   Comment #6
Merry Christmas and a very happy and healthy New Year to you and
your family!
kcfield
kcfield   |     |   Comment #7
Dear Ken: Merry Christmas and Happy New Year to you and your family (and to all reading). I am sure that my fellow readers will join me in thanking you for the gift that you give us all year long-- your gift of stewardship and banking expertise, which helps us to make wise financial decisions for our families; and for for our futures.
DJT
DJT   |     |   Comment #8
Merry Christmas Ken and all the other posters here, may 2019 bring you more interest income!
djc314
djc314   |     |   Comment #9
Merry Christmas to you, your family and all the readers. I was concerned when you sold your site but I am happy to say you have kept it as useful as ever!
Ratesaver
Ratesaver   |     |   Comment #10
Its been an interesting yr. however we must regroup and all have a Merry Christmas and a happy New Year... Merry Christmas Ken and for all you do'''' Thank You
Luvcd
Luvcd   |     |   Comment #11
Very nice house, Ken! Speaking of family...how can WE join USAA.
UCLA
UCLA   |     |   Comment #12
good health, have fun and prosper
UCLA
Zemo999
Zemo999   |     |   Comment #13
Merry Christmas to you and your family and friends, Ken. Thanks so much for all you do, year after year. Very much appreciated.
Robb
Robb   |     |   Comment #14
Merry Christmas to one and all. Thanks again Ken for a great site!
Cal_Gal
Cal_Gal   |     |   Comment #15
Beautiful picture Ken...
Every year I am beyond grateful for all that you do and it's about time I let you know!
I have to say because of you I am more knowledgeable and more financially secure.
Thank you for all of this!! Merry Christmas to you and your family.
payitforward
payitforward   |     |   Comment #16
Happy Holidays, Ken! Allow me to add my kudos and appreciation for such invaluable information throughout the year, including, but not limited to: Your blogs with up-to-the-minute rate changes, details on each institution's terms (opening accounts, deposits, withdrawals, ACH limitations), EWP calculator, and especially your insight, opinions, and advice (CD ladders). It's a shame that millions of folks out there aren't reaping the benefits of this site -- instead, earning the minuscule rates that financial institutions offer. Please keep up the awesome work! With Much Gratitude...
Reader1
Reader1   |     |   Comment #17
Ken,
Merry Christmas and Happy New Year! Thank you for keeping this site so useful.
FresnoMan
FresnoMan   |     |   Comment #18
"MARY" Christmas, Ken and to all my fellow rate chasers and those who just read.
klink
klink   |     |   Comment #19
Just a little late......but best wishes to you and yours in the new year.
Rosedala
Rosedala   |     |   Comment #20
And a Very Merry Christmas and Happy Holidays to you too as well as to your loved ones, Kevin! We all have so much to thank you for that our Best Wishes to you and yours are doubled! :o)
51hh
51hh   |     |   Comment #24
Who is Kevin? :-)
Rosedala
Rosedala   |     |   Comment #21
AND...I also wish you and yours a very Healthy, Safe and Happy 2019 and beyond!!! :-)
Milty
Milty   |     |   Comment #22
A belated Merry Christmas as well to you Ken, and to all my fellow savers . . .
deplorable 1
deplorable 1   |     |   Comment #23
A late Merry Christmas to Ken and all the great contributors and readers of this site. Hopefully 2019 will be a good year for us savers.

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