Fourth Bank Failure of 2020 - Another Bank With Pre-Pandemic Issues
CD Rates Summary - October 20, 2020
Federal Reserve, the Economy and CD Rate Forecast - October 20, 2020Change in Blog Comment Posting - End of Anonymous Commenting
A change will soon be implemented at DepositAccounts.com (DA) to require users to be logged into DA if they want to comment in a blog post. Anonymous comments in blog posts will no longer be allowed.
This change only affects readers who want to comment on a blog post. The DA Forum and Bank Reviews have always required users to be logged in. So there is no change for those comments.
This change is intended to reduce spam comments that take considerable moderation resources. We hope this change will encourage more thoughtful and polite comments that abide by DA’s comment policy.
For many years we have allowed anonymous comments in blog posts to make it easy for readers to post. We have received many informative and insightful anonymous comments, and we are thankful for them. I hope those who have only provided anonymous comments in the past will decide to register at DA so they can continue to comment.
The registration process at DA is simple and free. The only personal information we require is your email address. To register, just click the “Register” link on the top right of most DA pages. A box will open and ask for a “User Name”, a “Password”, and an “Email.” After you provide these and click the “Register” button, DA will send an email to verify your email address. The email message will contain a link that you must click to complete your registration. That will essentially be the only email DA will send to you unless you enable subscriptions.
In addition to being able to comment in blog posts, in the DA Forum and in Bank Reviews, an account at DA will open several features to you. One of those is the Subscription feature. This lets you receive emails of new blog posts or when there’s a new comment in a blog post. You can also set up Bank Alerts for any bank or credit union. This allows you to be notified by email whenever DA has anything new on that institution. That can include a rate change or a new blog or forum post.
To access your account at DA, log into DA by clicking on the “Login” link on the top right of most DA pages. Once logged in, click on your username link that will now be on the top right of the page. This takes you to the DA control panel where you can enable subscriptions, edit your profile settings and review private messages.
Yes I know the troll can still keep coming back and creating new accounts. But it will still be a lot easier to control.
Free speech doesn't apply to privately owned websites. They pay the bills, they make the rules. Completely fair.
Thank you, Ken.
The site will benefit from hearing less of me, and fewer typos when I do post. It's a win-win! :)
And I don't think phones are secure so I don't like using passwords on them.
I feel the same way, I don't care about the unwelcome comments, 95% of which are coming from the same person. And it's a good question whether it's worth letting him stifle some of the useful comments just to keep out the trash.
your name in Blue
A golden rule
be ye in
or be ye Out
Do you think that Lending Tree will not sell that info to third parties, good or bad, think again, you are now a sitting duck for ID theft and emptying your bank accounts. The L.T. and DA will make lots of money from your registration. Be my guest and register and agree to the terms and conditions and continue to post stupid stuff on this blog, the smart people will never visit this site again.
I hope that the major deleted topics will still be those that contain Conspiratorial, Political Bias, and Rambling Narrative. Which the same posters seem to be good at proliferating.
Pity the poor Trolls for they know not what they do.
BIAS
Every time that Ken Tumin posts the weekly "CD Rates Summary", his concluding section clearly states:
Federal Reserve and Interest Rate Summary
The Fed and economy review is now split off on a separate blog post. My weekly summaries will now be focused entirely on deposit rates and deals. Please keep all discussion about the Fed, the economy and politics to my Fed/Economy review blog post.
(bold in original)
Certain regular posters, such as deplorable1 and Predatory Depositor, as well as the trolls, consistently disregard Tumin's statement, and constantly post numerous political comments in response to a high percentage of blog posts.
If those people who wish to comment on such matters would conform to Ken Tumin's policy, there wouldn't be the type of problem that now exists. It's due to the utter disregard by certain people for Ken Tumin, other Deposit Account staff, and Deposit Account readers. It's not difficult for people to post political comments in the appropriate place on this website. Unfortunately, some people refuse to conform to the policy re such comments.
The problem with this prescription is the question of who determines what is "conspiratorial" or "politically biased?" You? With all due respect to you, I'm not comfortable with that.
If these terms ever had absolute meaning -- and I'm not sure they ever did -- they have been so demoted and broadened and so weaponized to be used to censor and shut down any views that people with certain political views don't want other people to hear, that it has rendered them more tools of anti-speech than of meaningful descriptions of out of bounds thinking.
Of course DA is the decision maker about what comments are posted, as it should be. And I'm not suggesting that political free speech should even be a criterion they use to make such decisions. But the essence of preserving political free speech is to allow ALL views to be heard uncensored because no one is qualified to decide what should and should not be heard. I am troubled by the thought some people seem to have that their views are not biased and conspiratorial but the views of anyone who disagrees with them are -- especially when the are in positions of power and can act on that belief or when they call for authorities to enforce political censorship.
You're rambling.
Take it to the proper venue. Set an example,EH?
Again, I want to make the distinction between preserving free speech and a private website's right to decide what they want to appear on their site. These are two different things. But the only way to preserve free speech is to allow ALL speech.
There is no need to protect speech that isn't offensive to anyone. That kind of speech needs no protection. The whole point of the First Amendment is to protect speech that some people find offensive and would try to shut down. If you are not willing to allow the other guy to say things that offend you, don't expect them to make that allowance for you. If we control speech based on what some people find offensive than there would be no speech allowed at all.
DA has a section that was specifically dedicated for your pleasure, all who wish to debate political type views. Federal Reserve, the Economy and CD Rate Forecasts
It was done to not burden the Main conversations of this site for Information
about Interest Rates and Financial Guidance or Curiosity.
Give the courtesy to allow posters access without the Fog of Personal contentiousness
I feel comments should strictly adhere to the DA policies and if not, block the reader. And Ken, anyone who frequently promotes conspiracy theories, especially in this pandemic are doing a disservice to the readers and should be blocked. Private site, private rules.
Like #78
and now maybe mine?