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Best Bank Account Interest Rates - Summary For January 21, 2020

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We are still seeing quite a few online savings and money market rate cuts. Most of the cuts were on accounts with yields of 2% and higher. The well-established online banks (like Ally, Synchrony and Discover) have online savings accounts with yields that have settled into the 1.60% to 1.80% range. Only one of these (Synchrony) had a rate cut in the last two weeks. It appears that we are starting to settle into a yield range of 1.60% to 2.00%, with the new challengers offering yields in the range of 1.80% to 2.00%.

Below are the noteworthy savings and money market account rate changes that have occurred in the last two weeks (All percentages are APYs):

  • CFG Bank High Yield Money Market (-10 bps to 2.15%)
  • BrioDirect High-Yield Savings (-5 bps to 2.05%)
  • Affinity Plus FCU Superior Money Market (New, 2.02% up to $25k)
  • Patriot Bank Money Market (-26 bps to 2.00%)
  • HSBC Direct Savings (-5 bps to 2.00%)
  • Vio Bank Direct High Yield Online Savings (-7 bps to 1.95%)
  • Comenity Direct High Yield Savings (-10 bps to 1.90%)
  • UFB Direct High Yield Savings (-10 bps to 1.90%)
  • WebBank High Yield Savings (-9 bps to 1.86%)
  • Northpointe Bank Ultimate Savings (-10 bps to 1.85%)
  • First Internet Bank Money Market Savings (-11 bps to 1.81%)
  • Synchrony Bank High Yield Savings (-10 bps to 1.70%)
  • Northfield Bank Platinum Savings Online (-25 bps to 1.65%)

The lone rate leader is now Customers Bank’s Ascent Money Market Savings with a 2.25% APY. This requires a $25k minimum balance. The rate is guaranteed to last through 6/30/2020.

Two weeks ago, Customers Bank shared the top spot with two other banks. CFG Bank lowered the rate of its High Yield Money Market Account to 2.15% APY, and Presidential Bank stopped offering its Money Market Plus Checking.

The highest rate for a low-minimum savings account that is available without activity requirements is BrioDirect. Its High-Yield Savings Account rate did fall by 5 bps, but it still has the highest rate for a low-minimum savings account: 2.05% APY with a $25 minimum balance.

New Additions

Two money market accounts were added to the summary.

Affinity Plus Federal Credit Union has started to offer its Superior Money Market with a 2.02% APY. This has similarities to a reward checking account since the 2.02% APY only applies to balances up to $25k. The portion above $25k only earns 1.00% APY. Also, the 2.02% APY requires direct deposit. Unlike a reward checking account, there are no debit card usage requirements.

The other addition is the Online Money Market Account at Patriot Bank. It has a 2.00% APY with only a $100 minimum opening deposit requirement. Earlier this month, the yield had been 2.26% with the yield guaranteed through June 30, 2020. The rate guarantee is no longer available.

Rate guarantees without withdrawal penalties

When rates are falling, the best savings and money market deals are specials that guarantee a rate for a period of time. There are currently four accounts with rate guarantees that are worth mentioning.

First, Customers Bank continues to offer a promotion on its Ascent Money Market Savings Account with a 2.25% APY guaranteed until 6/30/2020. A minimum balance of $25k is required.

In September, I reported on the MAX-Yield Money Market Account promotion at Sun East Federal Credit Union. This is still available. The account offers 2.20% APY on balances from $5k to $250k, and the rate is guaranteed for 13 months from account opening. Withdrawals are much more limited than the average money market account. Fee-free withdrawals are restricted to only one per calendar quarter.

The third rate guarantee is being offered by Elements Financial Credit Union. It’s a new promotion of its Helium Savings Account. For new account holders, the account earns 2.10% APY on balances of $2.5k and above. That rate is guaranteed for one year. After that one year, there will likely be a large rate drop. The current rate on its standard Helium Savings Account is only 1.30% APY.

The fourth rate guarantee is the Yield Pledge Money Market Account at TIAA Bank. The new-customer rate is now 1.75% APY for balances up to $250k. This is guaranteed for the first year of account opening. A version of this offer has long been available at TIAA Bank/EverBank. After the 1-year intro period, a tiered-rate structure takes effect. The current ongoing APYs range from 1.01% for under $10k to 1.60% for over $100k.

No-penalty CDs have some of the liquidity of savings and money market accounts, but like CDs, they offer a rate lock which can be useful when rates are falling. No-penalty CDs have become more common at online banks in the last year, and they are something to consider, especially if you already have a savings account at the bank. The main issue now is that their rates have been falling. If their rates are higher than the savings account, these can be good deals in this falling rate environment.

Some banks like Ally make it easy to open and close the No Penalty CDs. You just lose access to the money in the No Penalty CD for the first six days from account funding. After that, you are free to close the CD without penalty. Ally makes it very quick and easy to move the CD funds into your savings or checking account.

Below is a list of noteworthy no-penalty CDs. There have been no rate changes on any of these no-penalty CDs since my last summary two weeks ago. Goldman Sachs Bank USA’s 11-month No-Penalty CD with a 2.00% APY remains the best deal.

  • 2.00% APY 11-month No-Penalty CD ($500 min) - Goldman Sachs Bank USA
  • 2.00% APY 11-month Flex Time Deposit ($100k min) - M.Y. eBanc
  • 1.90% APY 11-month Flex Time Deposit ($10k min) - M.Y. eBanc
  • 1.90% APY 13-month No-Penalty CD ($10k min) - PurePoint Financial
  • 1.90% APY 7-month No-Penalty CD ($500 min) - Goldman Sachs Bank USA
  • 1.85% APY 11-month No Penalty CD ($25k min) - Ally Bank
  • 1.85% APY 11-month Liquid CD ($5k min) - Citizens Access
  • 1.80% APY 6-month No-Penalty CD ($500 min) - Investors eAccess
  • 1.75% APY 14-month No-Penalty CD ($10k min) - PurePoint Financial
  • 1.75% APY 11-month No-Penalty CD ($1k min) - CIT Bank
  • 1.71% APY 11-month No Penalty CD ($5k min) - Colorado Federal Savings Bank
  • 1.70% APY 11-month No Penalty CD ($5k min) - Ally Bank
  • 1.65% APY 13-month No-Penalty CD ($500 min) - Goldman Sachs Bank USA
  • 1.65% APY 11-month No Penalty CD (no min) - Ally Bank
  • 1.65% APY 11-month No-Penalty CD ($10k min) - PurePoint Financial

Remember that when talking about no-penalty CDs (that function like Ally’s No Penalty CD), a longer term is always better. Since you can close these types of no-penalty CDs at anytime after the first six days, I can’t think of a reason to choose a shorter-term no-penalty CD if the rate is the same.

Competition from Money Market Funds

Another option for your cash instead of savings accounts and money market accounts are money market funds from brokerages. These don’t have FDIC coverage, but they can be reasonable alternatives to deposit accounts. Back when the Fed was holding rates near zero, money market funds had yields of around 0.01%. Keeping your cash at internet banks made a lot more sense back then. Now, it’s not so clear. Money market fund yields have risen substantially as the Fed hiked rates. However, their yields have been falling in this current environment. After three Fed rate cuts, we have seen large yield cuts on money market funds.

Vanguard Prime Money Market Fund 7-day yield fell by only 1 bp in the last two weeks, falling from 1.70% to 1.69%. Fidelity Money Market Fund 7-day yield fell by 3 bps, falling from 1.49% to 1.46%.

Municipal money market funds have the advantage of being exempt from federal income tax, but their yields continue to be quite a bit lower than the other money market funds. In the last two weeks, yields have fallen significantly. The Vanguard Municipal Money Market Fund 7-day yield declined 45 bps to 0.88%. Fidelity’s 7-day yield declined 46 bps to 0.60%. Note, these funds have had a history of yield volatility in the last year.

Reward Checking Accounts

In the last two weeks, there was only one change to the list of nationally-available reward checking accounts. TAB Bank is no longer offering its Kasasa Cash Checking account. With a 4.00% APY, this account had been the rate leader for nationally-available reward checking accounts since it was launched around April 2019. Not only was it a rate leader, it had a top balance cap of $50k. Balances of up to $50k could qualify for the 4.00% APY if monthly requirements were met. Most reward checking accounts have much lower caps that range from $5k to $25k. TAB Bank’s rewards checking page now says that they “are getting ready to launch something big.” Hopefully, it’ll be a reward checking account with a rate and cap that will match what their Kasasa Cash offered.

The new reward checking rate leader with a cap of at least $25k is now Dover Federal Credit Union’s Kasasa Cash account. This account offers 3.25% APY on balances up to $30k when monthly requirements are met. This rate and cap have held since we began tracking this account in May 2019.

Overall, reward checking accounts continue to buck the trend of falling rates. I wouldn’t be surprised if we keep seeing a few rate cuts and balance cap cuts as banks and credit unions slowly respond to the last three Fed rate cuts. However, history has shown that reward checking accounts can sustain rates significantly higher than online savings account rates, even during a zero interest rate environment.

To find the highest reward checking rates and balance caps in your state or nationwide, please refer to our reward checking rate table. If you're new to reward checking, please refer to my blog post, Overview of Reward Checking and Our Reward Checking Table.

Certificate of Deposit Rates

I’m now publishing my CD survey as a separate post. Please refer to my survey of the best CD rates. This recap focuses on liquid accounts.

CD Deals: I just wanted to include this reminder of a couple of noteworthy CD deals that are available.

Navy Federal Credit Union continues to offer a 37-month IRA CD special with a 3.00% APY. This only applies to IRA and ESA CDs. There’s a $50 minimum balance and a $150,000 maximum balance. Additional deposits are allowed at any time, subject to the maximum balance.

For non-IRA CDs that are nationally available, there is now only one credit union that is offering a CD with a yield of at least 3%. That is Andrews Federal Credit Union, which continues to offer a 3.05% APY on its special 7-year CD. People in any state can join this credit union via the American Consumer Council.

UPDATE: I almost forgot Keesler Federal Credit Union’s 30-month Step Certificates which have blended APYs of 3.10% ($1k minimum) and 3.20% ($100k minimum). People in any state can join Keesler FCU via an association membership. However, readers have reported some issues in joining. More details are in this recent review of these Step Certificates.

The bank with the highest nationally available CD rate continues to be Home Loan Investment Bank. It offers a 5-year e-CD with a 2.60% APY. Minimum deposit is $2.5k. DollarSavingsDirect had the top spot for several weeks, but its 5-year rate has recently fallen to 2.30% APY.

This is my new weekly summary with the Fed review split off on a separate blog post. My weekly summaries will now be focused entirely on deposit rates and deals. Please keep all discussion about the Fed, the economy and politics to my Fed/Economy review blog post.

Rates as of January 21, 2020

Checking/Savings/Money Market Accounts:

  • Noteworthy Accounts Available Nationwide:
InstitutionRatesNotes
Customers Bank2.25% ($25k min)Ascent Money Market Savings (rate guarantee through 6/30/2020 - Account review
FitnessBank2.20% (requires using step tracker app and averaging 12.5k steps/daily) Not currently accepting new applications - Fitness Savings Account - Account review
Sun East Federal Credit Union2.20% ($5k, 13-month rate guarantee)MAX-Yield Money Market Account - Account review
CFG Bank2.15% ($25k min), 2.05% ($1k)High Yield Money Market Account - Account review
Elements Financial2.10% ($2.5k min) Helium Savings Promo (rate guaranteed for one year) - Account review
TotalDirectBank2.10% ($5k min)Direct Money Market Deposit Account (not available in CA or FL) - Account review
BrioDirect2.05% ($25 min)High-Yield Savings - Account review
Pacific National Bank2.05% ($5k min) Money Market Deposit Account - Account review
Quontic Bank2.05% ($100k), 1.95% ($5k), 1.85% APY (up to $5k)Personal Money Market - Account review
CFBank2.02% ($25k min deposit) Platinum Money Market Promo (rate guaranteed for 120 days) - Account review
Affinity Plus Federal Credit Union2.02% (up to $25k), 1.00% APY ($25k+)Superior Money Market (min $500 direct deposit into any account) (*NTS)
Virtual Bank2.01% eMoney Market Special - Account review
Patriot Bank2.00% ($100 min)Online Money Market (not available in CT or NY) (*NTS) - Account review
HSBC Direct2.00%HSBC Direct Savings
SkyOne Federal Credit Union2.00% ($1k) High Yield Savings ($1k monthly deposit required) - Account review
MemoryBank2.00% ($1 million max) Online Money Market - Account review
BankUnitedDirect2.00%Online Money Market - Account review
CommunityWide Federal Credit Union2.00% (penalty-free withdrawals first 5 days of each calendar quarter)High Rate Quarterly Funds Account - Account review
State Bank of India (IL)2.00% ($500 min) Savings
Marcus by Goldman Sachs2.00% ($500 min)11-month No Penalty CD - Account review
First Foundation Bank2.00% ($1k min)Online Savings - Account review
State Bank of India (IL)2.00% ($5k min) Money Market
My eBanc2.00% ($100k), 1.90% ($25k)eRelationship Savings Account (CD required) - Account review
NASB1.97% ($50k-$5m) High Rate Savings - Account review
Prime Alliance Bank1.96% ($10k+) 1.86% ($1+)Personal Savings - Account review
Vio Bank1.95% Online High Yield Savings - Account review
BMO Harris Bank1.95% ($5k)Platinum Money Market (excludes AZ, FL, IL, IN, KS, MN, MO and WI - Account review
Customers Bank1.95% ($25k min)High-Yield Savings Account - Account review
Salem Five Direct1.91% (up to $1m)eOne Savings, new customers only - Account review
SFGI Direct1.91%SGFI Direct Savings Account - Account review
CNB Bank Direct1.91% ($25k+)Premium Money Market
My eBanc1.90%Super Saver Money Market - Account review
PNC Bank1.90% Online High Yield Savings (not available in all states) - Account review
TAB Bank1.90% ($1 min)High Yield Savings - Account review
Comenity Direct1.90% ($100 min)High-Yield Savings - Account review
Marcus by Goldman Sachs1.90% ($500 min)7-month No Penalty CD - Account review
Rising Bank1.90% ($1k min)High Yield Savings - Account review
Popular Direct1.90% ($5k min opening deposit) Ultimate Savings - Account review
Simple1.90% ($10k), 1.75% (up to $10k)Protected Goal Account
PurePoint Financial1.90% ($10k) 13-month No-Penalty CD Account review
UFB Direct1.90% ($25k min)Premium Money Market - Account review
BankPurely1.90% ($25k min) PurelyMoneyMarket - Account review
iGObanking.com1.90 ($25k min) MMA, New accounts and new money only - Account review
Ally Bank1.90% ($25k min)No-Penalty 11-month CD - Account review
CFSB (Colorado Federal Savings Bank)1.90% ($50k+) Premier Savings (New customers) - Account review
WebBank1.86% ($1k min)High Yield Savings - Account review
Western State Bank1.85% (up to $3m)High Yield Money Market - Account review
Live Oak Bank1.85% ($5 million max) Savings Account - Account review
CIBC USA (formerly The Palladin PrivateBank)1.85%Agility Savings Account - Account review
earn.bank1.85%Money Market Account - Account review
Citizens Access1.85% ($5k)11-month Liquid CD - Account review
Bank5 Connect1.85% ($100 min)High Interest Savings - Account review
ableBanking1.85% ($250 min)Money Market Savings - Account review
Citizens Access1.85% ($5k min)Online Savings Account - Account review
Northpointe Bank1.85% ($25k+), 1.12% (below $25k and $1m+)Ultimate Savings - Account review
First Internet Bank1.81% (no min) Money Market Savings
MutualOne Bank1.81% ($1m max)Online Statement Savings - Account review
MySavingsDirect1.80%MySavings Account - Account review
Envision Bank1.80% ($10 min)Savvy Savings - Account review
CIT Bank1.80% ($1k min)11-month No-Penalty CD - Account review
PurePoint Financial1.80($10k min)Online Savings - Account review
iGObanking.com1.80%iGOsavings - Account review
DollarSavingsDirect1.80%Dollar Savings Account - Account review
BankPurely1.80% ($1 min) SavingPurely - Account review
Investors eAccess1.80% ($500 min)6-month No Penalty CD - Account review
EBSB Direct1.80% ($10k+), 0.80% ($2m+), 0.50% ($10+)Money Market Special 3 - Account review
CIT Bank1.80% ($25k min)Savings Builder - Account review
Bank 71.76% ($100 min)High Rate Online Savings Account
Bank 71.76% ($5k min)High Rate Online Money Market
FNBO Direct1.75%Online Savings
TIAA Bank1.75% (up to $250k), 1.61% ($250k+) 1yr intro rate; 1.60% ($100k+), 1.45% ($50k+), 1.35% ($25k+) ongoing ratesYield Pledge Money Market - Account review
Sallie Mae Bank1.75%Money Market Account - Account review
CFSB (Colorado Federal Savings Bank)1.75% High Yield Savings - Account review
Sallie Mae Bank1.75%High Yield Savings - Account review
Investors eAccess1.75% (up to $2m)eAccess Money Market - Account review
All America Bank1.75% (up to $50k), 0.50% ($50k+)Mega Money Market Account - Account review
Redneck Bank1.75% (up to $50k), 0.50% ($50k+)Mega Money Market Account
CIT Bank1.75% ($100 min)Money Market - Account review
Bay State Savings Bank1.75% ($5k min)Smile Worcester County Consumer Money Market - Account review
M.Y. Safra Bank1.75% ($5k min/$1m max) MYSB Direct Online Money Market - Account review
Synchrony Bank1.70%High Yield Savings - Account review
Discover Bank1.70% Online Savings - Account review
American Express National Bank1.70%High Yield Savings - Account review
Capital One1.70% 360 Performance Savings - Account review
Barclays1.70%Online Savings - Account review
USALLIANCE Financial1.70% ($500 min)High Dividend Savings - Account review
Marcus by Goldman Sachs1.70% ($500 min)High-Yield Online Savings Account - Account review
Mutual of Omaha Bank1.70% ($1k min/$1m max)Online Money Market
American Heritage Credit Union1.70% ($10k min)High Yield Savings
Northfield Bank1.65% ($225k max) Online Platinum Savings - Account review
Alliant Credit Union1.65% ($100 min)High-Rate Savings - Account review
Radius Bank1.65% ($25k+), 1.25% ($2.5k+)Radius High-Yield Savings - Account review
Marcus by Goldman Sachs1.65%13-month No Penalty CD ($500) - Account review
PenFed Credit Union1.60% (up to $250k)Premium Online Savings
Quorum Federal Credit Union1.60%HighQ Savings Account
Ally Bank1.60%Online Savings - Account review
Bethpage Federal Credit Union1.60% ($500 min)Money Market
Discover Bank1.60% ($100k min), 1.55% ($2.5k) MMA - Account review
UmbrellaBank.com1.51% ($25k min), 1.00% ($1k)Money Market
MyBankingDirect1.50% ($25k+), 1.25% ($5k+), 0.25% (less than $5k) Money Market

Reward Checking Accounts:

  • Noteworthy Accounts Available Nationwide:
InstitutionRatesNotes
Consumers Credit Union5.09% (up to $10k), 0.20% ($10k-$25k), 0.10% ($25k+) Rewards Checking Tier A- debit card and $1k credit card requirements (Changes effective 10/1/18)
La Capitol Federal Credit Union4.25% (up to $3k), 2.00% ($3k-10k), 0.10% ($10k+)Choice Checking
Consumers Credit Union4.09% (up to $10k), 0.20% ($10k-$25k), 0.10% ($25k+)Rewards Checking Tier B- debit card and $500 credit card requirements (Changes effective 10/1/18)
Partner Colorado Credit Union3.50% (up to $10k), 0.50% ($10k-$25k), 0.10% ($25k+)High Interest Checking
One American Bank3.50% (up to $10k), 0.25% ($10k+)Kasasa Cash - Account review
Evansville Teachers Federal Credit Union3.30% (up to $20k), 0.00% ($20k+)Vertical Checking - Account review
Dover Federal Credit Union3.25% (up to $30k), 0.25% ($30k+)Kasasa Cash - Account review
Consumers Credit Union3.09% (up to $10k), 0.20% ($10k-$25k), 0.10% ($25k+)Rewards Checking Tier C - debit card with NO credit card requirements (Changes effective 10/1/18)
Legence Bank3.05% (up to $10k), 0.25% ($10k+)Kasasa Cash
Heritage Bank3.03% (up to $25k), 0.15% ($25k+)eCentive Account
Market USA Federal Credit Union3.01% (up to $15k), 0.05% ($15k+)VIP Checking Platinum Tier - Account review
Main Street Bank3.00% (up to $30k), 0.25% ($25k+)Kasasa Cash - Account review
Elements Financial3.00% (up to $20k), 0.10% ($20k+)High Interest Checking - Account review
Orion Federal Credit Union3.00% (up to $15k), 2.01% ($15k-$100k), 1.50% ($100k-$250k), 1.00% ($250k+)Premium Checking (rates effective 12/1/2019) - Account review
MainStreet Bank3.00% (up to $15k), 0.25% ($15k+)Kasasa Cash - Account review
Lake Michigan Credit Union3.00% (up to $15k), 0.00% ($15k+)Max Checking
INOVA Federal Credit Union3.00% (up to $15k), 0.70% ($15k+)Shield Checking - Account review
Signature Federal Credit Union3.00% (up to $20k), 0.10% ($20k+)Choice Checking
Great Lakes Credit Union3.00% (up to $10k), 0.05% ($10k+)Free Checking
First Security2.51% (up to $50k), 0.20% ($25k+)Kasasa Cash - Account review
XCEL Federal Credit Union2.50% (up to $25k), 0.25% ($25k+)Kasasa Cash Checking
Industrial Bank2.50% (up to $15k), 0.25% ($25k+)Kasasa Cash
Envision Bank2.47% (up to $25k min), 0.15% ($25k+)Envision Max - Account review
Campus Federal2.31% (up to $10k), 0.05% ($10k+)Lagniappe Checking
New Buffalo Savings Bank2.27% (up to $15k), 0.2497% ($15k+)Kasasa Cash - Account review
Bellco Credit Union2.25% (up to $25k), 0.25% ($25k+)Boost Interest Checking - Account review
Garden Savings Federal Credit Union2.25% (up to $15k), 0.20% ($15k+)Platinum Checking
All America Bank2.25% (up to $10k), 0.50% ($10k+)Ultimate Rewards Checking
Redneck Bank2.25% (up to $10k), 0.50% ($10k+)Redneck Rewards Checking
Wings Financial Credit Union2.02% (up to $25k), 0.05% ($25k+)High Yield Checking - Account review
TruStone Financial Credit Union2.02% (up to $20k), 0.10% ($20k+)TruRate Checking - Account review
BankFirst2.02% (up to $10k), 0.15% ($10k+)Kasasa Cash
Finex2.018% (up to $25k), 0.20% ($25k+)Axcess Rewards Checking, Premier Account (formerly First New England Federal Credit Union)
Bay State Savings Bank2.01% (up to $20k), 0.25% ($20k+)Kasasa Cash - Account review
Quontic Bank2.00% (up to $1m)Amplify Interest Checking - Account review
Georgia Banking Company2.00% (up to $25k), 1.00% ($25k+)Kasasa Cash - Account review
America's Credit Union2.00% (up to $25k)Affinity Plus Checking - Account review
Hawaii Pacific Federal Credit Union2.00% (up to $25k), 0.25% ($25k+)Kasasa Cash Checking
Northwest Federal Credit Union2.00% (up to $25k), 0.25% ($25k+)Kasasa Cash - Account review
5Star Bank2.00% (up to $25k), 0.15% ($25k+)Kasasa Cash Checking Account review
Country Bank2.00% (up to $20k), 0.25% ($20k+)Kasasa Cash Checking Account review
Hanscom Federal Credit Union2.00% (up to $15k), 0.25% ($15k+)Kasasa Cash Checking - Account review
First Tech Federal Credit Union2.00% (up to $15k), 0.20% ($15k+)Dividend Rewards Checking
Blue Federal Credit Union2.00% (up to $15k), 0.10% ($15k+)Extreme Checking (up to 4% w/account relationships) - Account review
United Educators Credit Union2.00% (up to $10k), 0.25% ($10k+)High Yield Checking
KS StateBank1.90% (up to $25k), 0.50% ($25k+)Check PLUS - Account review
Connexus Credit Union1.75% (up to $25k), 0.25% ($25k+)Xtraordinary Checking
Axos Bank1.25% (up to $150k), 0.00% ($150k+)Rewards Checking
Superior Choice Credit Union1.00% ($30k-$75k), 0.75% (up to $30k)AMP Checking

Certificates of Deposit:

Bank Account Alternatives - May Not Be FDIC Insured

InstitutionRatesNotes
GM Financial Right Notes2.50% ($500+)
Duke Energy PremierNotes2.15% ($50k+), 2.00% ($10k+), 1.95% (less than $10k)Duke Energy PremierNotes review
Ford Interest Advantage2.15% ($50k+), 2.00% ($15k+), 1.95% (less than $15k)Ford Interest Advantage review
Ally Financial Demand Notes1.75% ($50k+), 1.60% ($15k+), 1.40% (less than $15k)
Wealthfront1.78% Cash Account Cash Management Account
Vanguard Prime Money Market Fund1.69% 7-day yield
SoFi1.60% SoFi Money Cash Management Account
Fidelity Money Market Fund1.46% 7-day yield
Aspiration1.00% Spend and Save Account Cash Management Account
Vanguard Municipal Money Market Fund0.88% 7-day yield
Fidelity Municipal Money Market Fund0.60% 7-day yield

Removed, No Longer Available

Presidential Bank2.25% ($100k+), 1.25% ($250k+), 0.25% (less than $100k)Money Market Plus Checking (no longer available for new account opening) - Account review
TAB Bank4.00% (up to $50k), 0.25% ($50k+)Kasasa Cash - Account review

Removed, Rate Too Low

Related Pages: savings accounts, money market accounts, reward checking accounts, 1-year CD rates, nationwide deals, Internet banks
Comments
blazer9
blazer9   |     |   Comment #1
Elements Financial still a good Guaranteed 2.1%
1yr acct despite 2.5k balance requirement

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