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High Yield Reward Checking Account Rates

Compare rates on reward checking accounts from banks and credit unions. On average, reward checking accounts offer significantly higher rates than traditional checking accounts. Most require you actively use the account each month, which banks usually define as ten or more debit card transactions, in order to earn the higher rate. For more details refer to this reward checking article. You can use the details icon on each account to view specific account requirements.

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Deposit Amount
$1 $100,000

54 Results


Nationwide Only
Northpointe BankUltimate Checking7 Reviews
$250
-$5k5.00%*
Consumers Credit Union (IL)Free Rewards Checking (High)55 Reviews
$229
-$20k4.59%*
La Capitol FCUAll Access Advantage Checking2 Reviews
$213
-$5k4.25%*
Blue FCUExtreme Checking4 Reviews
$200
-$15k4.00%*
Hope FCUHOPE Rewards Checking5 Reviews
$150
-$10k3.01%*
Partner Colorado Credit UnionBusiness High Interest Checking3 Reviews
$150
-$10k3.00%*
$150
-$15k3.00%
Evansville Teachers FCUVertical Dividend Checking - 15+1 Review
$150
-$15k3.00%
Mid-Illini Credit UnionCash Rewards High Interest Checking2 Reviews
$125
-$25k2.50%*
$125
-$10k2.50%*
Bellco CU (CO)Boost Interest Checking 3 Reviews
$112
-$25k2.25%*
Coastal FCUGo Green Checking Premium3 Reviews
$112
-$10k2.25%*
$112
-$25k2.25%*
$112
-$15k2.25%*
$101
-$20k2.02%*
$100
-$20k2.01%*
$100
-$25k2.01%*
Elements FinancialHigh Interest Checking2 Reviews
$100
$100$20k2.00%*
MainStreet BankKasasa Cash
$100
-$15k2.00%*
$100
-$10k2.00%*
5Star BankKasasa Cash Checking2 Reviews
$100
-$25k2.00%*
Country Bank for SavingsKasasa Cash Checking
$100
-$20k2.00%*
Cattaraugus County BankMaximum Green Checking Account1 Review
$100
-$10k2.00%*
Maine Savings FCURedWallet Cash
$100
-$10k2.00%*
Campus FederalLagniappe Checking1 Review
$97.50
-$10k1.95%*
KS StateBankChecking Plus
$95.00
-$25k1.90%*
Michigan Community Credit UnionGreen Checking Bonus Dividend2 Reviews
$87.50
-$25k1.75%*
Tampa Bay FCUReward Checking4 Reviews
$87.50
-$5k1.75%*
Connexus Credit UnionXtraordinary Checking22 Reviews
$87.50
-$25k1.75%*
First Technology FCUDividend Rewards Checking17 Reviews
$79.00
-$10k1.58%*
$75.50
-$10k1.51%*
Redneck BankRedneck Rewards Checking - Qualifying9 Reviews
$75.00
-$10k1.50%*
All America BankUltimate Rewards Checking16 Reviews
$75.00
-$10k1.50%*
$64.50
-$15k1.29%*
Heritage BankeCentive Account
$63.00
-$25k1.26%*
Marine FCUKasasa Cash Checking3 Reviews
$63.00
-$10k1.26%*
ABCO FCURewards Checking3 Reviews
$63.00
-$25k1.26%*
$62.50
-$150k1.25%
$52.50
-$25k1.05%*
$52.50
-$15k1.05%*

Displaying 1-40 of 54 Results


The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.