I just wanted to update the info on Garden Savings FCU. I received the 30-Day 3.00% CD offer by email this morning but when I went to the Newark branch this afternoon, I was pleasantly surprised to find that they were having a 3-Month 3.00% CD special which I ended up opening. The 3-Month CD offer is valid through Friday, May 7th. (Simple interest on the CD and no maximum deposit limit).