Royal Banks of Missouri has offered a free checking account with an exceptionally high interest rate. We have been forced to lower the rate on our Majestic Checking Product, effective Wednesday April 14, 2010. The Majestic Checking account will carry a 3.51% APY (3.45% APR) on balance up to $24,999.99. This remains one of the Highest Yielding Checking Accounts in the country. We appreciate the opportunity to be your financial partner. If you have any questions, please feel free to call one of our personal bankers at (314) 212-1500. Thank you for your business and support! Michael Stevenson Senior Vice President Senior Retail Officer