Giftsforbanking.com have already LOWERED their rate on the Two year Cd......
* Was 2.05% APY 2-year CD - - NOW 1.40%
The others stay the same for now.
* 2.49% APY 3-year CD
* 3.15% APY 5-year CD
I remember lots of banks used to offer BOTH great rates and a free gift... I took advantage of some of them in the past and turned out to be good deals....
They REALLY need to put the value they will charge on the 1099 next to the gift for us to see.