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Capital One Rate Changes as of 2-6-2025

RichardW
  |     |   783 posts since 2019

Capital One lowers the rate of their 360 Performance Savings. Their CD rates remain the same.

Capital One rates (APY) as of 2-6-2025 include:

360 Performance Savings @ 3.70% (was 3.80%)

6-month @ 3.80% (no change)

9-month @ 3.80% (no change)

10-month* @ 3.80% (no change)

11-month* @ 3.80% (no change)

12-month @ 4.00% (no change)

14-month* @ 4.10% (no change)

18-month @ 3.70% (no change)

24-month @ 3.50% (no change)

30-month @ 3.50% (no change)

36-month @ 3.50% (no change)

48-month @ 3.50% (no change)

60-month @ 3.50% (no change)

For more information regarding Capital One products see:

https://www.capitalone.com/bank/disclosures/cds/online-cds/

https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/

*(The 10-month, 11-month, and 14-month Capital One CDs are currently offered for maturing accounts only and not for new accounts)

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RichardW
  |     |   783 posts since 2019
The par yields of several Treasuries as of 2/5/2025 are listed below (see: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas... ).

If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Since Treasuries are exempt from state and local income taxes, depending on your taxable income and state of residence, the taxable-equivalent yields could be higher than the yields shown below.

1-month: 4.35%
2-month: 4.37%
3-month: 4.33%
4-month: 4.35%
6-month: 4.27%
1-year: 4.17%
2-year: 4.17%
3-year: 4.19%
5-year: 4.24%
7-year: 4.33%
10-year: 4.43%
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