5% 13 Month CD

Rickny
  |     |   1,254 posts since 2017

Limited time offer

No Checksytems or hard pull

They ask general questions ex. Where you lived before.

Must take pictures front and back of license and use black background. Also fills out application

Must fund wire, shared branch or open free checking and ACH in from external account.When funds are deposited, you must call and will open the CD

RichReg
  |     |   148 posts since 2012
Yeah well,
this CD's been available since November, so...
..so much for the 'Limited Time'.
ichaelm
  |     |   454 posts since 2010
@Rickny I posted a message regarding this offer back in Nov and you made these comments regarding the message:

Rickny | Nov 21, 2024
Been waiting for 3 days for reply to 2 emails, no answer. I was going to call but I see it's a waste of time. Guess they can't handle all the people requesting new accounts. Looks like a no go on this one.

Rickny | Nov 24, 2024
No callbacks and unable to get through to customer service via phone. I feel sorry for current customers of they need assistance with a problem

After you posted these comments were you able to open an account with Clearpath?
Rickny
  |     |   1,254 posts since 2017
Forgot I tried in November

Their site says "limited time" so why posted that statement.
I was able to contact them directly yesterday instantly.
Today , had to wait for 15 minutes (automatic callback). CD opened.
I love when people look at past comments and post them. Kinda funny how you guys can be so anal.
IGR
  |     |   573 posts since 2020
Stated Incorrectly!!!
"We apologize as we are unable to process your online application. We run all member applications through ChexSystems and unfortunately your application failed as it was submitted."
RichReg
  |     |   148 posts since 2012
@Rickny; Ha-ha yeah; when you're posting on a blog that primarily hosts people saving money, you might come across a few a***-retentive individuals (I think that's the word you got censored). Didn't have funds available 'til late last month, so I wasn't rushing same as most; but things did run smoothly call-wise earlier this month when I finally got everything finished up with membership, CD opening, etc. I AM pretty surprised it's lasted this long..glad you managed to get in as well.

@IGR; Not really...yes, ClearPath does review Chexsystems; but without too much scrutiny if you're just opening a Shared Savings and CD. But if you're looking for a checking account as well, that report is inspected fairly intensely. All I can say is that it would take some SERIOUS bank account abuse on a Chexsystems report to be told you failed membership on just a savings & CD.

I too, had an application issue that delayed everything by about a week, but that was due to the stupid verification questions. Sometimes these bank systems/technologies can't get stuff right the first time and we consumers suffer for it.  Now the real question becomes; 
Who's gonna try out that Security State Bank of Kansas 12 mnth 5% CD?

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