As of today, 03-06-2025, Northern Bank Direct has lowered the interest rate on their Money Market Premier account to 4.00% APY (was previously 4.25% APY). This 4.00% APY rate applies to balances less than $250,000. If your balance is $250,000 or more, the interest rate drops to 0.25% APY ON YOUR ENTIRE BALANCE. https://www.northernbankdirect.com/money-market