Be on alert if you are trying to open an account especially an IRA Certificate. They charge you $3 a month which they deduct from the interest income. As if that is not enough, when certificate matures and you close the account, they, then, charge you $30 for the account termination fee. You need to read the account disclosure which most of the customers don't do. They may lure you with some respectable APY which, eventually, turns out to be not so good deal.
"Inactive Account Tracking $5.00 per month"
"IRA and HSA Rollover / Transfer to Another Institution $30.00"
"Returned Your Negotiated ACH / Check $35.00 per presentment"
"Wire / Transfer of Funds... Outgoing to FED member $35.00 per transfer"
"Abandoned Property Remittance Fee (if applicable) $75.00"
"Account Membership Closed Within 6 Months $25.00"
"Return from Another Institution $35.00"
https://www.usalliance.org/hubfs/assets/documents/disclosures/usalliance-fee-schedule.pdf