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Ally Rate Changes as of 4-25-2025

RichardW
  |     |   817 posts since 2019

Ally lowers the rates of 2 CDs. Their other product rates remain the same.

Ally rates (APY) as of 4-25-2025 include:

Savings Account @ 3.60% (no change)

Money Market Account @ 3.60% (no change)

3-month @ 2.90% (no change)

6-month @ 4.00% (no change)

8-month Select @ 4.00% (no change)

9-month @ 3.90% (no change)

11-month No-Penalty @ 3.55% (no change)

12-month @ 3.85% (was 3.90%)

18-month @ 3.70% (was 3.80%)

3-year @ 3.50% (no change)

5-year @ 3.50% (no change)

For more information regarding all Ally Bank products see:

https://www.ally.com/bank/

https://www.ally.com/go/bank/8m-select-cd/

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19
RichardW
  |     |   817 posts since 2019
The par yields of several Treasuries as of 4/24/2025 are listed below. See: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas...

If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Since Treasuries are exempt from state and local income taxes, depending on your taxable income and state of residence, the taxable-equivalent yields could be higher than the yields shown below.

1-month: 4.34%
1.5-month: 4.36%
2-month: 4.37%
3-month: 4.32%
4-month: 4.32%
6-month: 4.22%
1-year: 3.97%
2-year: 3.77%
3-year: 3.80%
5-year: 3.91%
7-year: 4.11%
10-year: 4.32%
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