Advertising Disclosure

American Express Rate Changes as of 5-8-2025

RichardW
  |     |   819 posts since 2019

American Express lowers the rate of their High Yield Savings Account. Their CD rates are unchanged.

American Express rates (APY) as of 5-8-2025 include:

High Yield Savings Account @ 3.60% (was 3.70%)

11-month @ 3.85% (no change)

12-month @ 3.85% (no change)

14-month @ 4.00% (no change)

18-month @ 3.85% (no change)

22-month @ 4.00% (no change)

24-month @ 3.85% (no change)

36-month @ 3.60% (no change)

48-month @ 3.60% (no change)

60-month @ 3.75% (no change)

For more information regarding American Express HYSA and CDs see:

https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/ 

https://www.americanexpress.com/en-us/banking/online-savings/cd/

  Post a comment
10
RichardW
  |     |   819 posts since 2019
The par yields of several Treasuries as of 5/7/2025 are listed below. See: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas...

If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Since Treasuries are exempt from state and local income taxes, depending on your taxable income and state of residence, the taxable-equivalent yields could be higher than the yields shown below.

1-month: 4.37%
1.5-month: 4.37%
2-month: 4.33%
3-month: 4.34%
4-month: 4.39%
6-month: 4.27%
1-year: 4.00%
2-year: 3.78%
3-year: 3.72%
5-year: 3.87%
7-year: 4.06%
10-year: 4.26%
Reply
6

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.