I wrote about 37 month promo cd 2 weeks ago but Schoolsfirst long term cd's are also a good deal. They are 4th biggest credit union in US but membership is mostly Calif education, nothing thru associations but ok if family member belongs
37 month promo 4.30% ($500), IRA 4.40%
Now all cd lengths 12 months to 59 months have the same rate, good if you want longer cd. You can choose exact # of months
12 to 59 month cd's, apy
4.15% ($500)
4.20% ($20,000)
4.25% ($50,000)
4.30% ($100,000)
4.35% ($250,000)
IRA cd's +.10 more
60 month cd's, apy
4.25% ($500)
4.30% ($20,000)
4.35% ($50,000)
4.40% ($100,000)
4.45% ($250,000)
IRA cd's +.10 more
penalty 180 days interest, 90 days if under 18 months
https://www.schoolsfirstfcu.org/rates/dividend/
Schoolsfirst was slow to raise rates but slow to lower too :-)