Marcus Rate Changes as of 5-14-2025

RichardW | May 14, 2025 | 778 posts since 2019

Marcus lowers the rates of 8 CDs.

Marcus rates (APY) as of 5-14-2025 include:

Online Savings Account @ 3.75% (no change)

6-month @ 4.20% (no change)

7-month No-Penalty @ 4.00% (no change)

9-month @ 4.20% (was 4.30%)

11-month No-Penalty @ 3.90% (was 4.10%)

12-month @ 4.10% (was 4.25%)

13-month No-Penalty @ 3.90% (was 4.00%)

14-month @ 4.25% (was 4.40%)

18-month @ 4.00% (was 4.10%)

2-year @ 3.95% (was 4.10%)

3-year @ 3.90% (was 4.00%)

4-year @ 3.75% (no change)

5-year @ 3.75% (no change)

6-year @ 3.75% (no change)

For more information regarding all Marcus products see:

https://www.marcus.com/us/en/savings/high-yield-savings

https://www.marcus.com/us/en/savings/high-yield-cds

https://www.marcus.com/us/en/savings/no-penalty-cds

https://www.marcus.com/us/en/savings/ratebumpcd

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RichardW | May 14, 2025 | 778 posts since 2019

The par yields of several Treasuries as of 5/13/2025 are listed below. See: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas...

If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Since Treasuries are exempt from state and local income taxes, depending on your taxable income and state of residence, the taxable-equivalent yields could be higher than the yields shown below.

1-month: 4.39%
1.5-month: 4.38%
2-month: 4.35%
3-month: 4.41%
4-month: 4.45%
6-month: 4.29%
1-year: 4.11%
2-year: 4.02%
3-year: 4.00%
5-year: 4.12%
7-year: 4.30%
10-year: 4.49%

Markiepost | May 14, 2025 | 26 posts since 2023

Where's the "sad" emoji I would like to use? LOL

49ers | May 14, 2025 | 352 posts since 2025

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Tee | May 14, 2025 | 135 posts since 2013

Rate cuts & the FED is holding rates steady...LOL

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