Marcus Rate Changes as of 5-28-2025

RichardW | May 28, 2025 | 792 posts since 2019

Marcus lowers the rate of their Online Savings Account. The rates of their other products remain the same.

Marcus rates (APY) as of 5-14-2025 include:

Online Savings Account @ 3.65% (was 3.75%)

6-month @ 4.20% (no change)

7-month No-Penalty @ 4.00% (no change)

9-month @ 4.20% (no change)

11-month No-Penalty @ 3.90% (no change)

12-month @ 4.10% (no change)

13-month No-Penalty @ 3.90% (no change)

14-month @ 4.25% (no change)

18-month @ 4.00% (no change)

2-year @ 3.95% (no change)

3-year @ 3.90% (no change)

4-year @ 3.75% (no change)

5-year @ 3.75% (no change)

6-year @ 3.75% (no change)

For more information regarding all Marcus products see:

https://www.marcus.com/us/en/savings/high-yield-savings

https://www.marcus.com/us/en/savings/high-yield-cds

https://www.marcus.com/us/en/savings/no-penalty-cds

https://www.marcus.com/us/en/savings/ratebumpcd

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RichardW | May 28, 2025 | 792 posts since 2019

The par yields of several Treasuries as of 5/27/2025 are listed below. If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Treasuries are exempt from state and local income taxes.

1-month: 4.35%
1.5-month: 4.35%
2-month: 4.35%
3-month: 4.35%
4-month: 4.43%
6-month: 4.35%
1-year: 4.14%
2-year: 3.92%
3-year: 3.93%
5-year: 4.04%
7-year: 4.22%
10-year: 4.43%

See: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas...

fdic | May 28, 2025 | 250 posts since 2022

Thanks for the update

RWK | May 28, 2025 | 92 posts since 2024

It's appreciated!

RichardW | May 29, 2025 | 792 posts since 2019

Ken Tumin’s post on X describes how the savings account rate cut at Marcus on 5/28/2025 shows the value of No Penalty CDs:

https://www.depositaccounts.com/community/misc/61119-5282025-post-ken-tumin-x-nopenalty-cds.html

https://x.com/KenTumin/status/1927827191015842182

RichardW | May 29, 2025 | 792 posts since 2019

The Marcus 14-month (4.25%) CD was eliminated from their product line on 5/29/2025.

https://www.marcus.com/us/en/savings/high-yield-cds

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