These featured CDs are not rate leaders, but they do provide a higher rate than the conventional CDs offered in the big four bank product line. The rates (APY) listed below were valid as of 6/23/2025.
Citi: 8-month Featured CD @ 4.25% ($100k minimum) [for less than $100k the interest rate is 4.00%]
Wells Fargo: 4-month Special Fixed Rate Relationship CD @ 4.26%, and 7-month Special Fixed Rate Relationship CD @ 4.01%
Bank of America: 13-month Featured CD @ 4.00%, 10-month Featured CD @ 4.00%, and 7-month Featured CD @ 4.00%. They also offer a 12-month Flexible CD @ 3.51%. The 12-month Flexible CD functions like a no-penalty CD.
Chase: 4-month Relationship CD @ 4.00% ($100k minimum) [for less than $100k the interest rate is 3.50%]
The rates that these banks offer typically vary by location. The rates listed above were based on the location of the bank’s headquarters.
Citigroup headquarters is located at 388 Greenwich St., New York, NY 10013. To view the rates of Citi CDs in your region, see: https://online.citi.com/US/ag/current-interest-rates/cd
Wells Fargo headquarters is located at 420 Montgomery St., San Francisco, CA 94104. To view the rates of Wells Fargo CDs in your region, see: https://www.wellsfargo.com/savings-cds/certificate-of-deposit/
Bank of America headquarters is located at 100 N Tryon St., Charlotte, NC 28202. To view the rates of Bank of America CDs in your region, see: https://www.bankofamerica.com/deposits/bank-cds/featured-cd/
Chase headquarters is located at 383 Madison Ave., New York, NY 10017. To view the rates of Chase CDs in your region, see: https://www.chase.com/personal/savings/bank-cd