Gone from the list is Roger Bank, after a very substantial rate cut, along with OMB and OnPath CU. New to the list this month are HUSTL, Evault, and Presidential Bank.
Requirements to make the list are as follows:
1-the acct must be available nationally, or in nearly all states.
2-the rate must apply to the entire balance, not just the first $10k or $20k, as with rewards accts. If the rate only applies up to $250k, that's acceptable
3-the minimum balance to receive the rate cannot exceed $100k
4-There are no hoops to jump through to receive the rate, such as dd or debit card usage.
5.00% HUSTL DCU ($500 min opening deposit) https://hustlfinancial.com/
*5.00% Evergreen Wealth (minimum $25k, checking acct required, no direct ACH/wire transfers to/from acct) https://www.evergreenwealth.com/savings
#5.00% Climate First Bank (all of your business's financial transactions must be with Climate First) www.climatefirstbank.com/business/business-money-market
4.75% AlumniFi (minimum $100k, rate updated every Mon.) https://alumnifi.org/rates/
4.60% Evault (up to $250k, app unavailable on most computers) https://elevault.app/
4.60% Pibank (no ACH transfers to/from acct) www.pibank.com/
#4.55% Republic Bank of Chicago (up to $250k, $25 monthly maintenance fee if balance falls below $2,500) https://republicebank.com/business-digital-money-marke
4.55% Fitness Bank (up to $250k, 10k or more steps required daily) www.fitnessbank.fit
4.54% State Bank of Texas (minimum $100k) https://statebnk.com/
4.50% Presidential Bank (checking acct required) www.presidential.com/personal/banking/savings/advantage-savings
* Denotes fintech # Denotes business acct