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Ally Rate Changes as of 7-11-2025

RichardW
  |     |   830 posts since 2019

Ally lowers the rate of their 18-month CD. The rates of their other products remain the same.

Ally rates (APY) as of 7-11-2025 include:

Savings Account @ 3.50% (no change)

Money Market Account @ 3.50% (no change)

3-month @ 2.90% (no change)

6-month @ 3.90% (no change)

7-month Select @ 3.90% (no change)

9-month @ 3.90% (no change)

11-month No-Penalty @ 3.40% (no change)

12-month @ 3.85% (no change)

14-month Select @ 3.90% (no change)

18-month @ 3.65% (was 3.70%)

3-year @ 3.50% (no change)

5-year @ 3.50% (no change)

For more information regarding all Ally products see:

https://www.ally.com/bank/

https://www.ally.com/go/bank/7m-select-cd/

https://www.ally.com/go/bank/14m-select-cd/

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RichardW
  |     |   830 posts since 2019
The par yields of several Treasuries as of 7/10/2025 are listed below. If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Treasuries are exempt from state and local income taxes.

1-month: 4.36%
1.5-month: 4.39%
2-month: 4.47%
3-month: 4.42%
4-month: 4.42%
6-month: 4.31%
1-year: 4.07%
2-year: 3.86%
3-year: 3.82%
5-year: 3.93%
7-year: 4.12%
10-year: 4.35%

https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202507
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