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Sallie Mae Bank Rate Changes as of 7-16-2025

RichardW
  |     |   834 posts since 2019

Sallie Mae raises the rates of 2 CDs, and lowers the rate of 1 CD.

Sallie Mae Bank rates (APY) as of 7-16-2025 include:

High-Yield Savings Account @ 3.90% (no change)

Money Market Account @ 3.85% (no change)

6-month @ 4.15% (no change)

9-month @ 4.45% (was 4.20%)

11-month @ 4.15% (no change)

12-month @ 4.20% (no change)

13-month @ 4.15% (was 4.25%)

15-month @ 4.40% (was 4.30%)

18-month @ 3.80% (no change)

24-month @ 4.10% (no change)

30-month @ 3.70% (no change)

36-month @ 4.00% (no change)

60-month @ 4.00% (no change)

For more information regarding Sallie Mae Bank products see: https://www.salliemae.com/banking/rate-table/

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9
RichardW
  |     |   834 posts since 2019
The par yields of several Treasuries as of 7/16/2025 are listed below. If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Treasuries are exempt from state and local income taxes.

1-month: 4.36%
1.5-month: 4.40%
2-month: 4.45%
3-month: 4.41%
4-month: 4.42%
6-month: 4.31%
1-year: 4.08%
2-year: 3.88%
3-year: 3.86%
5-year: 3.99%
7-year: 4.21%
10-year: 4.46%

https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202507
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5
Steve58
  |     |   462 posts since 2018
Sallie Mae bank also has a 14 month 4.25% APY no penalty CD available on Raisin.
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2
happyharold4
  |     |   404 posts since 2022
The 15 mo at 4.40 seems reasonable---I don't have an open account with Sallie Mae and am trying not to open any new accounts unless something great comes along.
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4

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