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Marcus Rate Changes as of 7-22-2025

RichardW
  |     |   843 posts since 2019

Marcus raises the rates of 4 CDs.

Marcus rates (APY) as of 7-22-2025 include:

Online Savings Account @ 3.65% (no change)

6-month @ 4.40% (was 4.25%)

7-month No-Penalty @ 4.15% (no change)

9-month @ 4.30% (was 4.20%)

11-month No-Penalty @ 3.90% (no change)

12-month @ 4.20% (was 4.10%)

13-month No-Penalty @ 4.15% (was 4.00%)

14-month @ 4.25% (no change)

18-month @ 4.00% (no change)

2-year @ 3.95% (no change)

3-year @ 3.90% (no change)

4-year @ 3.85% (no change)

5-year @ 3.90% (no change)

6-year @ 3.90% (no change)

For more information regarding Marcus products see:

https://www.marcus.com/us/en/savings/high-yield-savings

https://www.marcus.com/us/en/savings/high-yield-cds

https://www.marcus.com/us/en/savings/no-penalty-cds

https://www.marcus.com/us/en/savings/ratebumpcd

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12
RichardW
  |     |   843 posts since 2019
The par yields of several Treasuries as of 7/21/2025 are listed below. If you are currently considering the purchase of a CD, you may wish to consider a Treasury instead. Treasuries are exempt from state and local income taxes.

1-month: 4.35%
1.5-month: 4.41%
2-month: 4.46%
3-month: 4.41%
4-month: 4.42%
6-month: 4.30%
1-year: 4.06%
2-year: 3.85%
3-year: 3.81%
5-year: 3.91%
7-year: 4.13%
10-year: 4.38%

https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202507
Reply
8
RichardW
  |     |   843 posts since 2019
There is an error concerning the 14-month CD listed in my original post of 7-22-2025. The 14-month (4.25%) CD is no longer available in the Marcus product line.

https://www.marcus.com/us/en/savings/high-yield-cds
Reply
5

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