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Overview / Commentary
8712 West Dodge Road
Omaha, NE 68114

ACCESSbank is headquartered in Omaha and is the 52nd largest bank in the state of Nebraska. It is also the 2,880th largest bank in the nation. It was established in 2007 and as of March of 2014, it had grown to 44 employees at 3 locations. ACCESSbank has a A+ health rating.

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Reviews (2)

Access Bank

I set up a checking account here in person. The customer service was outstanding. They treated you with a friendly smile and hello and how may I help you as soon as we walked in the door. Setting up the account was easy and the follow up service has been excellent.

Terrible Company

This bank is crooked as could be. Accessbank claims to be "a community bank, with the people in mind." Nothing could be further from the truth. They are not even recognized by the better business burrow. The only agenda this bank has is to fill the pockets of the board members and keep money coming in to pay ridiculous salaries to the small group of Five who stated this bank. There are no proceedures whatsoever for how this bank runs. I would reccommend to never have an account there. There is lots of shiesty business going on behind the scenes and only a matter of time before this bank is going to have to answer to a lot of questionable runnings of a bank. There is a huge turn over rate because they are constantly firing people unjustly. There is currently an open case I am aware of against Accessbank with the EOC about the firing of several staff without a leg to stand on as to why. All in all, BAD BANK, BAD PEOPLE!!!!!


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 ACCESSbank had $93,000 in non-current loans and owned real-estate with $20.8 million in equity and loan loss allowances on hand to cover it. This gives ACCESSbank a Texas Ratio of 0.45% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for ACCESSbank decreased dramatically from 1.21% as of March 31, 2013 to 0.45% as of March 31, 2014, resulting in a positive change of 63.17%.This indicates that the balance sheet and financial strength for ACCESSbank has improved dramatically in recent periods.

Deposit Growth


In the past year, ACCESSbank has increased its total deposits by $11.33 million, resulting in 6.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth ACCESSbank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. ACCESSbank has $215.94 million in assets with $20.8 million in equity, resulting in a capitalization level of 9.63%, which is above average.

Institution Statistics

FDIC Certificate #58727
Year Established2007
Primary RegulatorFDIC
Assets and Liabilities
Assets$215.95 million
Loans$164.37 million
Deposits$185.07 million
Equity Capital$18.28 million
Loan Loss Allowance$2.51 million
Unbacked Noncurrent Loans$93,000
Real Estate Owned$0
Historic Data - March 2013
Assets$200.46 million
Equity Capital$17.75 million
Loan Loss Allowance$2.02 million
Unbacked Noncurrent Loans$93,000
Real Estate Owned$50,000
Profit Margin - Quarterly
Net Interest Margin3.9%
Return on Assets0.48%
Return on Equity5.57%
Interest Income$2.17 million

Always verify rates and promotions with the bank or credit union. We are not ACCESSbank, we are a rate comparison website and can not provide official rates or promotions.

ACCESSbank Savings Account Rates


ACCESSbank Money Market Rates

0.25%-$100kBusiness ACCESSpartner Money Market
0.25%-$100kPersonal ACCESSpartner Money Market
0.15%$10k-Personal ACCESSmoney Market
0.10%$10k-Business ACCESSmoney Market

ACCESSbank Checking Account Rates

2.12%-$25ktotalACCESS Checking - Qualifying
0.20%$250k-completeACCESS Checking
0.15%$25k-totalACCESS Checking - Non Qualifying

ACCESSbank CD Rates

1.10%$1k-60 Month ACCESScd
1.00%$1k-48 Month ACCESScd
0.75%$1k-36 Month ACCESScd
0.65%$1k-24 Month ACCESScd
0.60%$1k-18 Month ACCESScd
0.55%$1k-12 Month ACCESScd
0.30%$1k-6 Month ACCESScd
0.20%$1k-3 Month ACCESScd

ACCESSbank Locations
Access Bank - Oakview Branch2625 South 140th StreetOmaha, NE 68144
Access Bank - Mobile Branch8712 West Dodge RoadOmaha, NE 68114
Access Bank8712 West Dodge RoadOmaha, NE 68114