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Overview / Commentary
402-763-6000
8712 West Dodge Road
Omaha, NE 68114

ACCESSbank is headquartered in Omaha and is the 57th largest bank in the state of Nebraska. It is also the 2,980th largest bank in the nation. It was established in 2007 and as of December of 2013, it had grown to 43 employees at 3 locations. ACCESSbank has a A health rating.

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Reviews (2)

Access Bank

I set up a checking account here in person. The customer service was outstanding. They treated you with a friendly smile and hello and how may I help you as soon as we walked in the door. Setting up the account was easy and the follow up service has been excellent.

Terrible Company

This bank is crooked as could be. Accessbank claims to be "a community bank, with the people in mind." Nothing could be further from the truth. They are not even recognized by the better business burrow. The only agenda this bank has is to fill the pockets of the board members and keep money coming in to pay ridiculous salaries to the small group of Five who stated this bank. There are no proceedures whatsoever for how this bank runs. I would reccommend to never have an account there. There is lots of shiesty business going on behind the scenes and only a matter of time before this bank is going to have to answer to a lot of questionable runnings of a bank. There is a huge turn over rate because they are constantly firing people unjustly. There is currently an open case I am aware of against Accessbank with the EOC about the firing of several staff without a leg to stand on as to why. All in all, BAD BANK, BAD PEOPLE!!!!!



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 ACCESSbank had $372,000 in non-current loans and owned real-estate with $20.3 million in equity and loan loss allowances on hand to cover it. This gives ACCESSbank a Texas Ratio of 1.83% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for ACCESSbank experienced no significant changes from 0.84% as of December 31, 2012 to 1.83% as of December 31, 2013, resulting in a negative change of 117.84%. This indicates that the balance sheet and financial strength for ACCESSbank has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, ACCESSbank has increased its total deposits by $16.44 million, resulting in 10.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth ACCESSbank has shown is excellent.

Capitalization

GRADE:
B

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. ACCESSbank has $205.85 million in assets with $20.3 million in equity, resulting in a capitalization level of 9.86%, which is above average.

Institution Statistics

Overall
FDIC Certificate #58727
Year Established2007
Employees43
Primary RegulatorFDIC
Assets and Liabilities
Assets$205.85 million
Loans$155.30 million
Deposits$175.04 million
Equity Capital$17.89 million
Loan Loss Allowance$2.41 million
Unbacked Noncurrent Loans$372,000
Real Estate Owned$0
Historic Data - December 2012
Assets$184.04 million
Equity Capital$17.60 million
Loan Loss Allowance$2.02 million
Unbacked Noncurrent Loans$372,000
Real Estate Owned$50,000
Profit Margin - Quarterly
Net Interest Margin3.94%
Return on Assets0.63%
Return on Equity6.89%
Interest Income$8.12 million
Rates

Always verify rates and promotions with the bank or credit union. We are not ACCESSbank, we are a rate comparison website and can not provide official rates or promotions.

ACCESSbank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%--ACCESSsavings

ACCESSbank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.25%-$100kBusiness ACCESSpartner Money Market
0.25%-$100kPersonal ACCESSpartner Money Market
0.15%$10k-Personal ACCESSmoney Market
0.10%$10k-Business ACCESSmoney Market

ACCESSbank Checking Account Rates

DetailsAPYMINMAXPRODUCT
2.12%-$25ktotalACCESS Checking
0.20%$250k-completeACCESS Checking
0.15%$25k-totalACCESS Checking

ACCESSbank CD Rates

DetailsAPYMINMAXPRODUCT
1.10%$1k-60 Month ACCESScd
1.00%$1k-48 Month ACCESScd
0.75%$1k-36 Month ACCESScd
0.65%$1k-24 Month ACCESScd
0.60%$1k-18 Month ACCESScd
0.55%$1k-12 Month ACCESScd
0.30%$1k-6 Month ACCESScd
0.20%$1k-3 Month ACCESScd
Locations


ACCESSbank Locations
Access Bank - Oakview Branch2625 South 140th StreetOmaha, NE 68144
Access Bank - Mobile Branch8712 West Dodge RoadOmaha, NE 68114
Access Bank8712 West Dodge RoadOmaha, NE 68114