ACCESSbank is headquartered in Omaha and is the 57th largest bank in the state of Nebraska. It is also the 2,980th largest bank in the nation. It was established in 2007 and as of December of 2013, it had grown to 43 employees at 3 locations. ACCESSbank has a A health rating.
I set up a checking account here in person. The customer service was outstanding. They treated you with a friendly smile and hello and how may I help you as soon as we walked in the door. Setting up the account was easy and the follow up service has been excellent.
This bank is crooked as could be. Accessbank claims to be "a community bank, with the people in mind." Nothing could be further from the truth. They are not even recognized by the better business burrow. The only agenda this bank has is to fill the pockets of the board members and keep money coming in to pay ridiculous salaries to the small group of Five who stated this bank. There are no proceedures whatsoever for how this bank runs. I would reccommend to never have an account there. There is lots of shiesty business going on behind the scenes and only a matter of time before this bank is going to have to answer to a lot of questionable runnings of a bank. There is a huge turn over rate because they are constantly firing people unjustly. There is currently an open case I am aware of against Accessbank with the EOC about the firing of several staff without a leg to stand on as to why. All in all, BAD BANK, BAD PEOPLE!!!!!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 ACCESSbank had $372,000 in non-current loans and owned real-estate with $20.3 million in equity and loan loss allowances on hand to cover it. This gives ACCESSbank a Texas Ratio of 1.83% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for ACCESSbank experienced no significant changes from 0.84% as of December 31, 2012 to 1.83% as of December 31, 2013, resulting in a negative change of 117.84%. This indicates that the balance sheet and financial strength for ACCESSbank has had no significant changes in recent periods.
In the past year, ACCESSbank has increased its total deposits by $16.44 million, resulting in 10.37% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth ACCESSbank has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. ACCESSbank has $205.85 million in assets with $20.3 million in equity, resulting in a capitalization level of 9.86%, which is above average.
|FDIC Certificate #||58727|
|Assets and Liabilities|
|Equity Capital||$17.89 million|
|Loan Loss Allowance||$2.41 million|
|Unbacked Noncurrent Loans||$372,000|
|Real Estate Owned||$0|
|Historic Data - December 2012|
|Equity Capital||$17.60 million|
|Loan Loss Allowance||$2.02 million|
|Unbacked Noncurrent Loans||$372,000|
|Real Estate Owned||$50,000|
|Profit Margin - Quarterly|
|Net Interest Margin||3.94%|
|Return on Assets||0.63%|
|Return on Equity||6.89%|
|Interest Income||$8.12 million|
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|0.25%||-||$100k||Business ACCESSpartner Money Market|
|0.25%||-||$100k||Personal ACCESSpartner Money Market|
|0.15%||$10k||-||Personal ACCESSmoney Market|
|0.10%||$10k||-||Business ACCESSmoney Market|
|1.10%||$1k||-||60 Month ACCESScd|
|1.00%||$1k||-||48 Month ACCESScd|
|0.75%||$1k||-||36 Month ACCESScd|
|0.65%||$1k||-||24 Month ACCESScd|
|0.60%||$1k||-||18 Month ACCESScd|
|0.55%||$1k||-||12 Month ACCESScd|
|0.30%||$1k||-||6 Month ACCESScd|
|0.20%||$1k||-||3 Month ACCESScd|
|Access Bank - Oakview Branch||2625 South 140th Street||Omaha, NE 68144|
|Access Bank - Mobile Branch||8712 West Dodge Road||Omaha, NE 68114|
|Access Bank||8712 West Dodge Road||Omaha, NE 68114|