3 star ratingAverage User Rating:
3 star rating based on 2 reviews.

ACCESSbank

ACCESSbank Locations
210 North 78th Street
Omaha, NE 68114
402.763.6000
www.accessbank.com

FDIC

ACCESSbank is headquartered in Omaha and is the 59th largest bank in the state of Nebraska. It is also the 3,307th largest bank in the nation. It was established in 2007 and as of December of 2012, it had grown to 37 employees at 3 locations. ACCESSbank has a 5-star health rating.

Related Posts

Competitive 19-Month CD Special at ACCESSbank in Omaha Nebraska - Local Only - 4/20/2010

ACCESSbank is offering a special 19-month CD with a 2.10% APY. Minimum deposit is $1,000, and new money is required. This special is listed at the bottom of the bank's rates page as of 4/20/2010. The ...

4.14% Reward Checking Account at ACCESSbank in Nebraska - Local Only - 6/12/2009

ACCESSbank is offering a high interest reward checking account called totalACCESS Checking. The account offers the following rates and features if certain monthly requirements are met:4.14% APY on balances up to $25,0000.25% base rate up to $25,000 if...



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See Rates for: Checking | Savings | Money Market | CD

ACCESSbank Checking Account Rates

ApyMinMaxProduct
2.12%-$25ktotalACCESS Checking
0.20%$250k-completeACCESS Checking

ACCESSbank Savings Account Rates

ApyMinMaxProduct
0.25%$500-Basic Business for Non-Profits
0.10%--ACCESSsavings

ACCESSbank Money Market Rates

ApyMinMaxProduct
0.25%-$100kBusiness ACCESSpartner Money Market
0.25%-$100kPersonal ACCESSpartner Money Market
0.15%$10k-Personal ACCESSmoney Market
0.10%$10k-Business ACCESSmoney Market

ACCESSbank CD Rates

ApyMinMaxProduct
1.10%$1k-60 Month ACCESScd
1.00%$1k-48 Month ACCESScd
0.75%$1k-36 Month ACCESScd
0.60%$1k-24 Month ACCESScd
0.50%$1k-18 Month ACCESScd
0.40%$1k-12 Month ACCESScd
0.30%$1k-6 Month ACCESScd
0.20%$1k-3 Month ACCESScd

Rates updated: 5/20/2013

Data for Q4 2012


Institution Statistics


Access Bank
FDIC Certificate #58727
BankRate ReportView
Year Established2007
Employees37
Primary RegulatorFDIC

Assets and Liabilities

Assets$184.04 million
Loans$128.40 million
Deposits$158.59 million
Equity Capital$17.60 million
Loan Loss Allowance$2.02 million
Unbacked Noncurrent Loans$115,000
Real Estate Owned$50,000

Historic Data - December 2011

Assets$140.80 million
Equity Capital$16.21 million
Loan Loss Allowance$1.43 million
Unbacked Noncurrent Loans$851,000

Profit Margin - Quarterly

Net Interest Margin4.1%
Return on Assets0.9%
Return on Equity8.28%
Interest Income$7.08 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 ACCESSbank had $165,000 in non-current loans and owned real-estate with $19.62 million in equity and loan loss allowances on hand to cover it. This gives ACCESSbank a Texas Ratio of 0.84% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for ACCESSbank decreased significantly from 4.82% as of December 31, 2011 to 0.84% as of December 31, 2012, resulting in a positive change of 82.56%.This indicates that the balance sheet and financial strength for ACCESSbank has improved significantly in recent periods.
Deposit Growth5
In the past year, ACCESSbank has increased its total deposits by $40.8 million, resulting in 34.64% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth ACCESSbank has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. ACCESSbank has $184.04 million in assets with $19.62 million in equity, resulting in a capitalization level of 10.66%, which is above average.
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Access Bank
5 stars - gbuchho - Wednesday, October 20, 2010 - 9:55 PM

I set up a checking account here in person. The customer service was outstanding. They treated you with a friendly smile and hello and how may I help you as soon as we walked in the door. Setting up the account was easy and the follow up service has been excellent.

4

Terrible Company
1 stars - banker21 - Tuesday, April 23, 2013 - 5:09 PM

This bank is crooked as could be. Accessbank claims to be "a community bank, with the people in mind." Nothing could be further from the truth. They are not even recognized by the better business burrow. The only agenda this bank has is to fill the pockets of the board members and keep money coming in to pay ridiculous salaries to the small group of Five who stated this bank. There are no proceedures whatsoever for how this bank runs. I would reccommend to never have an account there. There is lots of shiesty business going on behind the scenes and only a matter of time before this bank is going to have to answer to a lot of questionable runnings of a bank. There is a huge turn over rate because they are constantly firing people unjustly. There is currently an open case I am aware of against Accessbank with the EOC about the firing of several staff without a leg to stand on as to why. All in all, BAD BANK, BAD PEOPLE!!!!!

2
 
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