Average User Rating:1 star rating based on 3 reviews.
Affinity Credit Union
Affinity Credit Union Locations|
73 Mountainview Blvd. Basking Ridge, NJ 07920--384 800.325.0808 www.affinityfcu.org  |
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Affinity Credit Union is headquartered in Basking Ridge and is the largest credit union in the state of New Jersey. It is also the 59th largest credit union in the nation. It was established in 1935 and as of December of 2012, it had grown to 354 employees and 133,106 members. Affinity Credit Union has a 4-star health rating.
Related Posts
Special IRA CDs at Affinity Federal Credit Union in New Jersey - 4/3/2011
This is another example of an institution offering special IRA CD rates before 2010 IRA contributions are no longer allowed. This year you have until April 18th to make an IRA contribution for 2010. A ...
See Rates for: Checking | Savings | Money Market | CD | IRA
Affinity Credit Union Checking Account Rates
Affinity Credit Union Savings Account Rates
Affinity Credit Union Money Market Rates
Affinity Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.35% | $500 | - | 60 Month Certificate | |
| 0.80% | $500 | - | 30 Month Certificate w/ Bump Up | |
| 0.75% | $500 | - | 24 Month Certificate | |
| 0.50% | $500 | - | 18 Month Certificate | |
| 0.45% | $500 | - | 15 Month Certificate w/ Bump Up | |
| 0.40% | $500 | - | 9 Month Certificate | |
| 0.40% | $500 | - | 12 Month Certificate | |
| 0.35% | $500 | - | 3 Month Certificate | |
| 0.35% | $500 | - | 6 Month Certificate | |
| 0.35% | $500 | - | 7 Month Certificate | |
| 0.15% | $500 | - | 30 Day Certificate |
Affinity Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.35% | $500 | - | 60 Month IRA Certificate | |
| 1.35% | $500 | - | 60 Month CESA Certificate | |
| 0.80% | $500 | - | 30 Month IRA Certificate w/ Bump Up | |
| 0.80% | $500 | - | 30 Month CESA Certificate w/ Bump Up | |
| 0.75% | $500 | - | 24 Month IRA Certificate | |
| 0.75% | $500 | - | 24 Month CESA Certificate | |
| 0.50% | $500 | - | 18 Month IRA Certificate | |
| 0.50% | $500 | - | 18 Month CESA Certificate | |
| 0.45% | $500 | - | 15 Month IRA Certificate w/ Bump Up | |
| 0.45% | $500 | - | 15 Month CESA Certificate w/ Bump Up | |
| 0.40% | $500 | - | 9 Month IRA Certificate | |
| 0.40% | $500 | - | 12 Month IRA Certificate | |
| 0.40% | $500 | - | 9 Month CESA Certificate | |
| 0.40% | $500 | - | 12 Month CESA Certificate | |
| 0.35% | $500 | - | 3 Month IRA Certificate | |
| 0.35% | $500 | - | 6 Month IRA Certificate | |
| 0.35% | $500 | - | 7 Month IRA Certificate | |
| 0.35% | $500 | - | 3 Month CESA Certificate | |
| 0.35% | $500 | - | 6 Month CESA Certificate | |
| 0.35% | $500 | - | 7 Month CESA Certificate | |
| 0.15% | $500 | - | 30 Day IRA Certificate | |
| 0.15% | $500 | - | 30 Day CESA Certificate |
Rates updated: 5/21/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Affinity Credit Union Is A Joke.
- petrock - Tuesday, December 13, 2011 - 4:02 AMI work the hours that they are open, including Saturdays, the only way for me to deposit my pay, which is cash, is through one of their ATMs. I deposited $450 last Saturday and was, and am still, only alowwed access to $199 of my cash deposit. WHY? I asked them. The customer service rep told me that they place a 2 business day hold on all checks AND cash. WHAT??? On cash?? I've heard of some realy, realy dumb things in my life but this takes the cake.
Then yesterday, when I wanted to see what my account balance was over the phone, the one time that I want to talk to an automated teller, I have to hit a prompt for this and a prompt for that, then I have to talk to someone, then I have to answer 3 questions before they can tell me my account balance.
Nedless to say Affinity is a waste of time and money and I will be closing my account once the rest of my cash is available to me.
3
HATE HATE HATE Their New Online Banking
- jz2024 - Tuesday, January 1, 2013 - 8:56 AMIf I could give them zero stars right now, I would.
1
Nationwide Savings Accounts
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0.85% APY
* All banks listed are a Member FDIC.
Mortgage Dept Is A Nightmare
I've had accounts and loans with Affintiy for 11 years and never had a problem. And as long as you don't have a problem they are great but if you should ever fall on difficult times this is not the lender you want to be dealing with. My motgage was 45 days past due and their mortgage guy went into all of my minor childrens accounts and cleaned them out without any notification. Even my oldest child whose account was set up when he was a minor and was working and putting his money into his account had it cleaned out one week before his college tuition was due. I understand collecting a debt but this was only late payments I was not in forclosure and never was. This was a company I had an eleven year relationship with and numerous loans that I had always paid and they treated me like a criminal. I could write pages on how their mortgage guy treated me and to this day I cringe when I have to walk into that bank to pay my mortgage. I cannot wait to refinance my loan to get away from these people.