Affinity First Federal Credit Union
Overview / Commentary
Affinity First Federal Credit Union is headquartered in Minot and is the 14th largest credit union in the state of North Dakota. It is also the 2,183rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 11 employees and 2,572 members at 2 locations. Affinity First Federal Credit Union has an A health rating.
Field of Membership Restrictions
Affinity First Federal Credit Union is open to businesses, legal entities, and anyone who lives, works, worships or attends school in the North Dakota counties of Bottineau, McHenry, McLean, Mountrail, Renville, or Ward.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12980 |
| Year Chartered | 1959 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 7.64% |
| Annual Interest Income | $739K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $67.1MM$64.3MM |
| Loans | Q1 2025vs Q1 2024 | $33.4MM$31.6MM |
| Deposits | Q1 2025vs Q1 2024 | $57.8MM$55.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $8.8MM$8.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $179K$175K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $51K$9K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |