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America First Credit Union
America First Credit Union Locations| 4774 South 1300 West, Building # 3 Riverdale, UT 84405 801-627-0900 www.americafirst.com  |
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America First Credit Union is headquartered in RIVERDALE and is the largest credit union in the state of Utah. It is also the 12st largest credit union in the nation. It was established in 1939 and as of September of 2011, it had grown to 1,722 employees and 556,721 members. America First Credit Union's money market rates are 36% higher than the national average, and it has a 3-star health rating.
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Competitive Add-On 60-Month CD at America First Credit Union in UT & NV - Local Only - 5/10/2010
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3.50% 13-Month CD at America First Credit Union in Utah - 2/10/2009
America First Credit Union is offering a special 13-month certificate with a 3.50% APY. Minimum deposit is $500. In addition to this promo, the credit union has several competitive standard CD rates including a 3% APY for 6 months, 3.25% APY for 12...
4.00% 12-Month CD and a Special CD Ladder at America First Credit Union in Utah - 1/6/2009
Update 1/07/09: The rates are sure falling fast. America First CU just released new lower rates today.America First Credit Union is offering several competitive certificate rates. These include a 4% APY 12-month CD, a 4.10% APY 24-month CD, a 4.50% APY...
See Rates for: Checking | Savings | Money Market | CD | IRA
America First Credit Union Checking Account Rates
America First Credit Union Savings Account Rates
America First Credit Union Money Market Rates
America First Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.60% | $500 | - | 60 Month Regular Certificate | |
| 1.60% | - | $100k | 60 Month Regular Dedicated Savings Certificate | |
| 1.60% | $500 | - | 60 Month Regular Ladder Certificate Account | |
| 1.60% | - | $100k | Business 60 Month Regular Dedicated Savings Certificate | |
| 1.60% | $500 | - | Business 60 Month Regular Certificate | |
| 1.60% | $500 | - | Business 60 Month Regular Ladder Certificate Account | |
| 1.50% | $500 | - | 60 Month Regular Bump-Rate Certificate Account | |
| 1.50% | $500 | - | 60 Month Regular Bump-Rate Ladder Certificate Account | |
| 1.50% | $500 | - | Business 60 Month Regular Bump-Rate Certificate Account | |
| 1.50% | $500 | - | Business 60 Month Regular Bump-Rate Ladder Certificate Account | |
| 1.15% | $500 | - | 48 - 59 Month Regular Certificate | |
| 1.15% | - | $100k | 48 - 59 Month Regular Dedicated Savings Certificate | |
| 1.15% | $500 | - | 48 - 59 Month Regular Ladder Certificate Account | |
| 1.15% | - | $100k | Business 48 - 59 Month Regular Dedicated Savings Certificate | |
| 1.15% | $500 | - | Business 48 - 59 Month Regular Certificate | |
| 1.15% | $500 | - | Business 48 - 59 Month Regular Ladder Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month Regular Bump-Rate Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month Regular Bump-Rate Ladder Certificate Account | |
| 1.04% | $500 | - | Business 48 - 59 Month Regular Bump-Rate Certificate Account | |
| 1.04% | $500 | - | Business 48 - 59 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.80% | $500 | - | 36 - 47 Month Regular Certificate | |
| 0.80% | - | $100k | 36 - 47 Month Regular Dedicated Savings Certificate | |
| 0.80% | $500 | - | 36 - 47 Month Regular Ladder Certificate Account | |
| 0.80% | - | $100k | Business 36 - 47 Month Regular Dedicated Savings Certificate | |
| 0.80% | $500 | - | Business 36 - 47 Month Regular Certificate | |
| 0.80% | $500 | - | Business 36 - 47 Month Regular Ladder Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month Regular Bump-Rate Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.65% | $500 | - | Business 36 - 47 Month Regular Bump-Rate Certificate Account | |
| 0.65% | $500 | - | Business 36 - 47 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.60% | $500 | - | 30 - 35 Month Regular Certificate | |
| 0.60% | - | $100k | 30 - 35 Month Regular Dedicated Savings Certificate | |
| 0.60% | $500 | - | 30 - 35 Month Regular Ladder Certificate Account | |
| 0.60% | - | $100k | Business 30 - 35 Month Regular Dedicated Savings Certificate | |
| 0.60% | $500 | - | Business 30 - 35 Month Regular Certificate | |
| 0.60% | $500 | - | Business 30 - 35 Month Regular Ladder Certificate Account | |
| 0.50% | $500 | - | 24 - 29 Month Regular Certificate | |
| 0.50% | - | $100k | 24 - 29 Month Regular Dedicated Savings Certificate | |
| 0.50% | $500 | - | 24 - 29 Month Regular Ladder Certificate Account | |
| 0.50% | - | $100k | Business 24 - 29 Month Regular Dedicated Savings Certificate | |
| 0.50% | $500 | - | Business 24 - 29 Month Regular Certificate | |
| 0.50% | $500 | - | Business 24 - 29 Month Regular Ladder Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month Regular Certificate | |
| 0.45% | - | $100k | 12 - 23 Month Regular Dedicated Savings Certificate | |
| 0.45% | $500 | - | 30 - 35 Month Regular Bump-Rate Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month Regular Ladder Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.45% | - | $100k | Business 12 - 23 Month Regular Dedicated Savings Certificate | |
| 0.45% | $500 | - | Business 12 - 23 Month Regular Certificate | |
| 0.45% | $500 | - | Business 12 - 23 Month Regular Ladder Certificate Account | |
| 0.45% | $500 | - | Business 30 - 35 Month Regular Bump-Rate Certificate Account | |
| 0.45% | $500 | - | Business 30 - 35 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.35% | $500 | $100k | 12 Month Flexible Certificate | |
| 0.35% | $500 | - | 24 - 29 Month Regular Bump-Rate Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.35% | $500 | $100k | 12 Month Business Flexible Certificate | |
| 0.35% | $500 | - | Business 24 - 29 Month Regular Bump-Rate Certificate Account | |
| 0.35% | $500 | - | Business 24 - 29 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month Regular Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month Regular Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | Business 12 - 17 Month Regular Bump-Rate Certificate Account | |
| 0.30% | $500 | - | Business 12 - 17 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | Business 18 - 23 Month Regular Bump-Rate Certificate Account | |
| 0.30% | $500 | - | Business 18 - 23 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.25% | $500 | - | 6 - 11 Month Regular Certificate | |
| 0.25% | - | $100k | 6 - 11 Month Regular Dedicated Savings Certificate | |
| 0.25% | $500 | - | 6 - 11 Month Regular Ladder Certificate Account | |
| 0.25% | - | $100k | Business 6 - 11 Month Regular Dedicated Savings Certificate | |
| 0.25% | $500 | - | Business 6 - 11 Month Regular Certificate | |
| 0.25% | $500 | - | Business 6 - 11 Month Regular Ladder Certificate Account | |
| 0.15% | $500 | - | 3 - 5 Month Regular Certificate | |
| 0.15% | - | $100k | 3 - 5 Month Regular Dedicated Savings Certificate | |
| 0.15% | $500 | - | 3 - 5 Month Regular Ladder Certificate Account | |
| 0.15% | - | $100k | Business 3 - 5 Month Regular Dedicated Savings Certificate | |
| 0.15% | $500 | - | Business 3 - 5 Month Regular Certificate | |
| 0.15% | $500 | - | Business 3 - 5 Month Regular Ladder Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month Regular Bump-Rate Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.10% | $500 | - | Business 6 - 11 Month Regular Bump-Rate Certificate Account | |
| 0.10% | $500 | - | Business 6 - 11 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month Regular Bump-Rate Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month Regular Bump-Rate Ladder Certificate Account | |
| 0.00% | $500 | - | Business 3 - 5 Month Regular Bump-Rate Certificate Account | |
| 0.00% | $500 | - | Business 3 - 5 Month Regular Bump-Rate Ladder Certificate Account |
America First Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.60% | $500 | - | 60 Month IRA Certificate Account | |
| 1.60% | - | $100k | 60 Month IRA Dedicated Savings Certificate | |
| 1.60% | - | $100k | 60 Month CESA Dedicated Savings Certificate | |
| 1.60% | $500 | - | 60 Month CESA Certificate | |
| 1.60% | $500 | - | 60 Month HSA Certificate | |
| 1.60% | - | $100k | 60 Month HSA Dedicated Savings Certificate | |
| 1.60% | $500 | - | 60 Month CESA Ladder Certificate Account | |
| 1.60% | $500 | - | 60 Month HSA Ladder Certificate Account | |
| 1.60% | $500 | - | 60 Month IRA Ladder Certificate Account | |
| 1.50% | $500 | - | 60 Month IRA Bump-Rate Certificate Account | |
| 1.50% | $500 | - | 60 Month CESA Bump-Rate Certificate Account | |
| 1.50% | $500 | - | 60 Month HSA Bump-Rate Certificate Account | |
| 1.50% | $500 | - | 60 Month CESA Bump-Rate Ladder Certificate Account | |
| 1.50% | $500 | - | 60 Month HSA Bump-Rate Ladder Certificate Account | |
| 1.50% | $500 | - | 60 Month IRA Bump-Rate Ladder Certificate Account | |
| 1.15% | $500 | - | 48 - 59 Month IRA Certificate Account | |
| 1.15% | - | $100k | 48 - 59 Month IRA Dedicated Savings Certificate | |
| 1.15% | - | $100k | 48 - 59 Month CESA Dedicated Savings Certificate | |
| 1.15% | $500 | - | 48 - 59 Month CESA Certificate | |
| 1.15% | $500 | - | 48 - 59 Month HSA Certificate | |
| 1.15% | - | $100k | 48 - 59 Month HSA Dedicated Savings Certificate | |
| 1.15% | $500 | - | 48 - 59 Month CESA Ladder Certificate Account | |
| 1.15% | $500 | - | 48 - 59 Month HSA Ladder Certificate Account | |
| 1.15% | $500 | - | 48 - 59 Month IRA Ladder Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month IRA Bump-Rate Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month CESA Bump-Rate Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month HSA Bump-Rate Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month CESA Bump-Rate Ladder Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month HSA Bump-Rate Ladder Certificate Account | |
| 1.04% | $500 | - | 48 - 59 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.80% | $500 | - | 36 - 47 Month IRA Certificate Account | |
| 0.80% | - | $100k | 36 - 47 Month IRA Dedicated Savings Certificate | |
| 0.80% | - | $100k | 36 - 47 Month CESA Dedicated Savings Certificate | |
| 0.80% | $500 | - | 36 - 47 Month CESA Certificate | |
| 0.80% | $500 | - | 36 - 47 Month HSA Certificate | |
| 0.80% | - | $100k | 36 - 47 Month HSA Dedicated Savings Certificate | |
| 0.80% | $500 | - | 36 - 47 Month CESA Ladder Certificate Account | |
| 0.80% | $500 | - | 36 - 47 Month HSA Ladder Certificate Account | |
| 0.80% | $500 | - | 36 - 47 Month IRA Ladder Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month IRA Bump-Rate Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month CESA Bump-Rate Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month HSA Bump-Rate Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.65% | $500 | - | 36 - 47 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.60% | $500 | - | 30 - 35 Month CESA Certificate | |
| 0.60% | - | $100k | 30 - 35 Month CESA Dedicated Savings Certificate | |
| 0.60% | - | $100k | 30 - 35 Month IRA Dedicated Savings Certificate | |
| 0.60% | $500 | - | 30 - 35 Month IRA Certificate Account | |
| 0.60% | $500 | - | 30 - 35 Month HSA Certificate | |
| 0.60% | - | $100k | 30 - 35 Month HSA Dedicated Savings Certificate | |
| 0.60% | $500 | - | 30 - 35 Month CESA Ladder Certificate Account | |
| 0.60% | $500 | - | 30 - 35 Month HSA Ladder Certificate Account | |
| 0.60% | $500 | - | 30 - 35 Month IRA Ladder Certificate Account | |
| 0.50% | $500 | - | 24 - 29 Month IRA Certificate Account | |
| 0.50% | - | $100k | 24 - 29 Month IRA Dedicated Savings Certificate | |
| 0.50% | - | $100k | 24 - 29 Month CESA Dedicated Savings Certificate | |
| 0.50% | $500 | - | 24 - 29 Month CESA Certificate | |
| 0.50% | $500 | - | 24 - 29 Month HSA Certificate | |
| 0.50% | - | $100k | 24 - 29 Month HSA Dedicated Savings Certificate | |
| 0.50% | $500 | - | 24 - 29 Month CESA Ladder Certificate Account | |
| 0.50% | $500 | - | 24 - 29 Month HSA Ladder Certificate Account | |
| 0.50% | $500 | - | 24 - 29 Month IRA Ladder Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month IRA Certificate Account | |
| 0.45% | - | $100k | 12 - 23 Month IRA Dedicated Savings Certificate | |
| 0.45% | - | $100k | 12 - 23 Month CESA Dedicated Savings Certificate | |
| 0.45% | $500 | - | 12 - 23 Month CESA Certificate | |
| 0.45% | $500 | - | 12 - 23 Month HSA Certificate | |
| 0.45% | - | $100k | 12 - 23 Month HSA Dedicated Savings Certificate | |
| 0.45% | $500 | - | 30 - 35 Month IRA Bump-Rate Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month CESA Bump-Rate Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month HSA Bump-Rate Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month CESA Ladder Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month HSA Ladder Certificate Account | |
| 0.45% | $500 | - | 12 - 23 Month IRA Ladder Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.45% | $500 | - | 30 - 35 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month IRA Bump-Rate Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month CESA Bump-Rate Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month HSA Bump-Rate Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.35% | $500 | - | 24 - 29 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month IRA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month IRA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month CESA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month CESA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month HSA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month HSA Bump-Rate Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 12 - 17 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.30% | $500 | - | 18 - 23 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.25% | $500 | - | 6 - 11 Month IRA Certificate Account | |
| 0.25% | - | $100k | 6 - 11 Month IRA Dedicated Savings Certificate | |
| 0.25% | - | $100k | 6 - 11 Month CESA Dedicated Savings Certificate | |
| 0.25% | $500 | - | 6 - 11 Month CESA Certificate | |
| 0.25% | $500 | - | 6 - 11 Month HSA Certificate | |
| 0.25% | - | $100k | 6 - 11 Month HSA Dedicated Savings Certificate | |
| 0.25% | $500 | - | 6 - 11 Month CESA Ladder Certificate Account | |
| 0.25% | $500 | - | 6 - 11 Month HSA Ladder Certificate Account | |
| 0.25% | $500 | - | 6 - 11 Month IRA Ladder Certificate Account | |
| 0.15% | $500 | - | 3 - 5 Month IRA Certificate Account | |
| 0.15% | - | $100k | 3 - 5 Month IRA Dedicated Savings Certificate | |
| 0.15% | - | $100k | 3 - 5 Month CESA Dedicated Savings Certificate | |
| 0.15% | $500 | - | 3 - 5 Month CESA Certificate | |
| 0.15% | $500 | - | 3 - 5 Month HSA Certificate | |
| 0.15% | - | $100k | 3 - 5 Month HSA Dedicated Savings Certificate | |
| 0.15% | $500 | - | 3 - 5 Month CESA Ladder Certificate Account | |
| 0.15% | $500 | - | 3 - 5 Month HSA Ladder Certificate Account | |
| 0.15% | $500 | - | 3 - 5 Month IRA Ladder Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month IRA Bump-Rate Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month CESA Bump-Rate Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month HSA Bump-Rate Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.10% | $500 | - | 6 - 11 Month IRA Bump-Rate Ladder Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month IRA Bump-Rate Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month CESA Bump-Rate Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month HSA Bump-Rate Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month CESA Bump-Rate Ladder Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month HSA Bump-Rate Ladder Certificate Account | |
| 0.00% | $500 | - | 3 - 5 Month IRA Bump-Rate Ladder Certificate Account |
Rates updated: 2/10/2012 * Not all products updated
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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Shockingly Bad Bank!!!!
We moved to Utah 2 years ago and moved our banking to America First because it seemed like a small-town bank that would provide good service. Our experience has been nothing but a sequence of poor service mixed with strange experiences. It began with not getting any checks when we opened our account. We wanted to setup direct deposit and needed checks so we called in to see what we needed to do. The customer service people told us to go to the branch and ask the tellers. We did so, but the tellers (3 of them, not just 1) wouldn't help us. Instead, the claimed that they didn't know what I was talking about. They said I would need to go "somewhere else" but wouldn't tell me where. I asked them to talk to the customer service people that sent me to them. After a lot of attitude, they called customer service and confirmed what I had been told. Then they suddenly knew what to do and gave me the checks. At first I thought they were just untrained, but one explained that they knew what I was asking for, but said a policy had changed and they were supposed to give the initial checks to customers. It was a crazy experience. They spent 10 minutes acting like they had no idea what I was requesting and were going to just send me away, then all of a sudden knew exactly what to do. That was just the tip of the ice berg. Our experience with the bank since then has been just a poor at every turn. Their online banking system Is very odd and can't do half the things a normal bank can do online. It doesn't work with any of the applications on an iPhone. We opened a business account with them as well and setting up online bill pay has been almost impossible. We gave up on the process only to find that they did set it up for us and then the next month received a notice that if we didn't use it every month, we would be charged $10 per month. At the end of the day, we have been so disappointed with this bank that we are going through the trouble of moving back to Wells Fargo. At first we thought it was just the people at our branch, but as we have worked more with others, it seems poor service is just part of their culture.