American Riviera Bank is headquartered in SANTA BARBARA and is the 54th largest bank in the state of California. It is also the 837th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 142 employees at 8 locations. American Riviera Bank has an A health rating.
Overall | |
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FDIC Certificate # | 58281 |
Year Established | 2006 |
Employees | 142 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.81% |
Return on Equity - YTD | 7.82% |
Annual Interest Income | $15.3MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $1.29B$1.28B |
Loans | Q1 2025vs Q1 2024 | $982.9MM$939.2MM |
Deposits | Q1 2025vs Q1 2024 | $1.14B$1.06B |
Equity Capital | Q1 2025vs Q1 2024 | $134.2MM$119.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $11.9MM$11.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.4MM$631K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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10.00%* | $0 | $500 | Kids Savings | ||
OTHER TIERS: 0.10% → $500+ |
American Riviera Bank Locations | ||
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American Riviera Bank | 525 San Ysidro Rd, Building G | Santa Barbara, CA 93108 |
American Riviera Bank | 1033 Anacapa St | Santa Barbara, CA 93101 |
Goleta Branch | 5880 Calle Real | Goleta, CA 93117 |
Paso Robles | 1601 Spring Street | Paso Robles, CA 93446 |
San Luis Obispo | 1085 Higuera Street, Suite 100 | San Luis Obispo, CA 93401 |