American Riviera Bank


Overview / Commentary
805-965-5942
1033 Anacapa Street
Santa Barbara, CA 93101

American Riviera Bank is headquartered in SANTA BARBARA and is the 54th largest bank in the state of California. It is also the 837th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 142 employees at 8 locations. American Riviera Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #58281
Year Established2006
Employees142
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.82%
Annual Interest Income$15.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.29B$1.28B
LoansQ1 2025vs Q1 2024$982.9MM$939.2MM
DepositsQ1 2025vs Q1 2024$1.14B$1.06B
Equity CapitalQ1 2025vs Q1 2024$134.2MM$119.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.9MM$11.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.4MM$631K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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American Riviera Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%*$0$500Kids Savings
OTHER TIERS: 0.10% $500+
Locations


American Riviera Bank Locations
American Riviera Bank525 San Ysidro Rd, Building GSanta Barbara, CA 93108
American Riviera Bank1033 Anacapa StSanta Barbara, CA 93101
Goleta Branch5880 Calle RealGoleta, CA 93117
Paso Robles1601 Spring StreetPaso Robles, CA 93446
San Luis Obispo1085 Higuera Street, Suite 100San Luis Obispo, CA 93401

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