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Overview / Commentary
888-356-1006
901 3rd Avenue South
Minneapolis, MN 55402

For more than 110 years, Ameriprise Bank has provided solutions to help people change how they think about their money. They have made financial planning about their clients—not just numbers. Treating each customer as an individual, Ameriprise has created customized plans tailored to their dreams and goals

Reviews (1)

Ameriprise FSB

It's simply the best bank I've ever worked with. Great people, great products, great rates. A five star bank!!!



Health

Data for Q4 2013

Institution Health

B+
Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Ameriprise Financial has a low asset base.

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Ameriprise Financial had $0 in non-current loans and owned real-estate with $45.43 million in equity and loan loss allowances on hand to cover it. This gives Ameriprise Financial a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Ameriprise Financial has $46.86 million in assets with $45.43 million in equity, resulting in a capitalization level of 96.94%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #58303
Year Established2006
Employees13
Primary RegulatorOCC
Assets and Liabilities
Assets$46.86 million
Loans$0
Deposits$500,000
Equity Capital$45.43 million
Loan Loss Allowance$0
Real Estate Owned$0
Historic Data - December 2012
Assets$220.29 million
Equity Capital$176.66 million
Loan Loss Allowance$0
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin1.27%
Return on Assets1.74%
Return on Equity2%
Interest Income$416,000
Rates

Always verify rates and promotions with the bank or credit union. We are not Ameriprise Financial, we are a rate comparison website and can not provide official rates or promotions.

Ameriprise Financial Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.40%$25k-Ameriprise® Cash Reserve Savings Certificate

Ameriprise Financial Money Market Rates

DetailsAPYMINMAXPRODUCT
0.01%--Dreyfus General Money Market Fund - Class A
0.01%--Ameriprise Insured Money Market Account
0.00%--Dreyfus Cash Management - Administrative Shares

Ameriprise Financial Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.01%--Ameriprise Cash

Ameriprise Financial CD Rates

DetailsAPYMINMAXPRODUCT
1.45%$100k-36 Month Ameriprise® Flexible Savings Certificate
1.40%$100k-30 Month Ameriprise® Flexible Savings Certificate
1.30%$100k-24 Month Ameriprise® Flexible Savings Certificate
1.20%$100k-18 Month Ameriprise® Flexible Savings Certificate
1.05%$1m$5m13 Month Ameriprise® Flexible Savings Certificate
0.80%$100k-12 Month Ameriprise® Flexible Savings Certificate
0.60%$100k-6 Month Ameriprise® Flexible Savings Certificate
0.60%$10k-7 Month Ameriprise® Flexible Savings Certificate
0.55%$1k-3 Month Ameriprise® Installment Certificate
Locations


Ameriprise Financial Locations
Ameriprise National Trust Bank901 3rd Avenue SouthMinneapolis, MN 55402