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Overview / Commentary
1155 Canyon Boulevard, Suite 310
Boulder, CO 80302

AMG National Trust Bank is headquartered in Boulder and is the 24th largest bank in the state of Colorado. It is also the 2,217st largest bank in the nation. It was established in 2001 and as of March of 2014, it had grown to 123 employees at 6 locations. AMG National Trust Bank has a B+ health rating.

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Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 AMG National Trust Bank had $0 in non-current loans and owned real-estate with $22.98 million in equity and loan loss allowances on hand to cover it. This gives AMG National Trust Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth

GRADE:
A+

In the past year, AMG National Trust Bank has increased its total deposits by $94.51 million, resulting in 54.23% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AMG National Trust Bank has shown is excellent.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AMG National Trust Bank has $292.52 million in assets with $22.98 million in equity, resulting in a capitalization level of 7.86%, which is below average.

Institution Statistics

Overall
FDIC Certificate #57295
Year Established2001
Employees123
Primary RegulatorOCC
Assets and Liabilities
Assets$292.52 million
Loans$104.31 million
Deposits$268.77 million
Equity Capital$21.99 million
Loan Loss Allowance$993,000
Real Estate Owned$0
Historic Data - March 2013
Assets$195.70 million
Equity Capital$19.93 million
Loan Loss Allowance$712,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin1.67%
Return on Assets1.25%
Return on Equity16.5%
Interest Income$1.17 million
Rates

Sorry, we do not have rate data for AMG National Trust Bank

Locations


AMG National Trust Bank Locations
Amg National Trust Bank1155 Canyon Boulevard, Suite 310Boulder, CO 80302
Cheyenne Branch1623 Central Avenue, Suite 106Cheyenne, WY 82001
Morristown Branch163 Madison Avenue, Suite 200Morristown, NJ 7960
Chicago Branch180 North LA Salle StreetChicago, IL 60601
Corporate Headquarters Branch6501 E. Belleview Ave. Ste 400Englewood, CO 80111
Virginia Beach Branch708 Lynnhaven Parkway, Suite 140Virginia Beach, VA 23452