AMG National Trust Bank
AMG National Trust Bank is headquartered in Boulder and is the 24th largest bank in the state of Colorado. It is also the 2,217st largest bank in the nation. It was established in 2001 and as of March of 2014, it had grown to 123 employees at 6 locations. AMG National Trust Bank has a B+ health rating.
Data for Q1 2014
Institution Health
Texas Ratio
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 AMG National Trust Bank had $0 in non-current loans and owned real-estate with $22.98 million in equity and loan loss allowances on hand to cover it. This gives AMG National Trust Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth
In the past year, AMG National Trust Bank has increased its total deposits by $94.51 million, resulting in 54.23% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AMG National Trust Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AMG National Trust Bank has $292.52 million in assets with $22.98 million in equity, resulting in a capitalization level of 7.86%, which is below average.
Institution Statistics
| Overall | |
|---|---|
| FDIC Certificate # | 57295 |
| Year Established | 2001 |
| Employees | 123 |
| Primary Regulator | OCC |
| Assets and Liabilities | |
|---|---|
| Assets | $292.52 million |
| Loans | $104.31 million |
| Deposits | $268.77 million |
| Equity Capital | $21.99 million |
| Loan Loss Allowance | $993,000 |
| Real Estate Owned | $0 |
| Historic Data - March 2013 | |
|---|---|
| Assets | $195.70 million |
| Equity Capital | $19.93 million |
| Loan Loss Allowance | $712,000 |
| Real Estate Owned | $0 |
| Profit Margin - Quarterly | |
|---|---|
| Net Interest Margin | 1.67% |
| Return on Assets | 1.25% |
| Return on Equity | 16.5% |
| Interest Income | $1.17 million |
Sorry, we do not have rate data for AMG National Trust Bank
| AMG National Trust Bank Locations | ||
|---|---|---|
| Amg National Trust Bank | 1155 Canyon Boulevard, Suite 310 | Boulder, CO 80302 |
| Cheyenne Branch | 1623 Central Avenue, Suite 106 | Cheyenne, WY 82001 |
| Morristown Branch | 163 Madison Avenue, Suite 200 | Morristown, NJ 7960 |
| Chicago Branch | 180 North LA Salle Street | Chicago, IL 60601 |
| Corporate Headquarters Branch | 6501 E. Belleview Ave. Ste 400 | Englewood, CO 80111 |
| Virginia Beach Branch | 708 Lynnhaven Parkway, Suite 140 | Virginia Beach, VA 23452 |