Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
124 North Main Street
Greeneville, TN 37743

Andrew Johnson Bank is headquartered in Greeneville and is the 63rd largest bank in the state of Tennessee. It is also the 2,202nd largest bank in the nation. It was established in 1975 and as of June of 2014, it had grown to 97 employees at 8 locations. Andrew Johnson Bank has a A+ health rating.

Related Posts

No reviews have been left for this bank yet. Be the first to review.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Andrew Johnson Bank had $1.42 million in non-current loans and owned real-estate with $33.94 million in equity and loan loss allowances on hand to cover it. This gives Andrew Johnson Bank a Texas Ratio of 4.18% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Andrew Johnson Bank decreased dramatically from 18.89% as of June 30, 2013 to 4.18% as of June 30, 2014, resulting in a positive change of 77.88%.This indicates that the balance sheet and financial strength for Andrew Johnson Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Andrew Johnson Bank has increased its total deposits by $9.42 million, resulting in 3.66% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Andrew Johnson Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Andrew Johnson Bank has $296.75 million in assets with $33.94 million in equity, resulting in a capitalization level of 11.44%, which is excellent.

Institution Statistics

FDIC Certificate #22015
Year Established1975
Primary RegulatorFDIC
Assets and Liabilities
Assets$296.75 million
Loans$245.17 million
Deposits$266.55 million
Equity Capital$28.96 million
Loan Loss Allowance$4.98 million
Unbacked Noncurrent Loans$1.25 million
Real Estate Owned$168,000
Historic Data - June 2013
Assets$285.27 million
Equity Capital$26.78 million
Loan Loss Allowance$4.77 million
Unbacked Noncurrent Loans$1.25 million
Real Estate Owned$794,000
Profit Margin - Quarterly
Return on Assets1.03%
Return on Equity10.69%
Interest Income$7.11 million
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Andrew Johnson Bank, we are a rate comparison website and can not provide official rates or promotions.

Andrew Johnson Bank Checking Account Rates

2.02%-$25kSky High Checking - Qualifying
0.15%--Sky High Checking - Non Qualifying

Andrew Johnson Bank Locations
Southwest Branch1102 West Main StreetGreeneville, TN 37744
Andrew Johnson Bank124 North Main StreetGreeneville, TN 37743
Jonesborough Branch1551 East Jackson BoulevardJonesborough, TN 37659
East By-Pass Branch1660 East Andrew Johnson Hwy.Greeneville, TN 37743
Andrew Johnson Bank Of Johnson City, Brown's Mill 3300 Brown's Mill RoadJohnson City, TN 37604
Morristown Branch435 West First North StreetMorristown, TN 37814
Cleveland Branch555 North Ocoee StreetCleveland, TN 37311