Institution Statistics
| Apollo Trust Company | | FDIC Certificate # | 6051 | | BankRate Report | View | | Year Established | 1871 | | Employees | 48 | | Primary Regulator | FED |
Assets and Liabilities | | Assets | $145.91 million | | Loans | $44.47 million | | Deposits | $120.68 million | | Equity Capital | $16.75 million | | Loan Loss Allowance | $540,000 | | Unbacked Noncurrent Loans | $148,000 |
Historic Data - December 2010 | | Assets | $135.99 million | | Equity Capital | $15.92 million | | Loan Loss Allowance | $506,000 | | Unbacked Noncurrent Loans | $14,000 |
Profit Margin - Quarterly | | Net Interest Margin | 3.85% | | Return on Assets | 0.96% | | Return on Equity | 8.34% | | Interest Income | $5.60 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Apollo Trust Company had $148,000 in non-current loans and owned real-estate with $17.29 million in equity and loan loss allowances on hand to cover it. This gives Apollo Trust Company a Texas Ratio of 0.86% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Apollo Trust Company held steady from 0.09% as of December 31, 2010 to 0.86% as of December 31, 2011, resulting in a negative change of 904.37%. This indicates that the balance sheet and financial strength for Apollo Trust Company has held steady in recent periods. | | Deposit Growth |  | | In the past year, Apollo Trust Company has increased its total deposits by $1.83 million, resulting in 1.54% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Apollo Trust Company has shown is above average. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Apollo Trust Company has $145.91 million in assets with $17.29 million in equity, resulting in a capitalization level of 11.85%, which is above average. |
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