Average User Rating:1 star rating based on 4 reviews.
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association Locations| 865 Amena Court Chula Vista, CA 91910 (800) 354-1160 www.balboathrift.com  |
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Balboa Thrift and Loan Association is headquartered in Chula Vista and is the 148th largest bank in the state of California. It is also the 3,123rd largest bank in the nation. It was established in 1980 and as of December of 2011, it had grown to 83 employees at 4 locations. Balboa Thrift and Loan Association has a 4-star health rating.
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Top California 5-Year CD Rate at Balboa Thrift and Loan - Local Only - 6/28/2011
Balboa Thrift and Loan recently raised its 5-year CD rate to 2.53% APY. This isn't a great rate, but it is competitive especially for California. Minimum deposit is $10,000. Some of the other notewort ...
See Rates for: Savings | CD
Balboa Thrift and Loan Association Savings Account Rates
Balboa Thrift and Loan Association CD Rates
| Apy | Min | Max | Product | |
| 1.61% | $10k | - | 60 Month CD | |
| 1.61% | $10k | - | 60 Month Business CD | |
| 1.41% | $10k | - | 48 Month CD | |
| 1.41% | $10k | - | 48 Month Business CD | |
| 1.26% | $10k | - | 36 Month CD | |
| 1.26% | $10k | - | 36 Month Business CD | |
| 1.01% | $10k | - | 24 Month CD | |
| 1.01% | $10k | - | 24 Month Business CD | |
| 0.75% | $10k | - | 18 Month CD | |
| 0.75% | $10k | - | 18 Month Business CD | |
| 0.50% | $10k | - | 12 Month CD | |
| 0.50% | $10k | - | 12 Month Business CD | |
| 0.35% | $10k | - | 6 Month CD | |
| 0.35% | $10k | - | 9 Month CD | |
| 0.35% | $10k | - | 6 Month Business CD | |
| 0.35% | $10k | - | 9 Month Business CD | |
| 0.25% | $10k | - | 3 Month CD | |
| 0.25% | $10k | - | 3 Month Business CD |
Rates updated: 5/22/2012
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Worst Bank EVER!!!!
- Eveb9998 - Wednesday, February 1, 2012 - 3:59 PMIf I could give Balboa Thrift & Loan less than 1 star I would. BY FAR the worst bank ever. Hector Godoy who is one of the managers, should NOT be working for a bank or anywhere else!!!! He is rude, unprofessional, aggresive, arrogant, inconsiderate and a loud mouth jerk!!! He would not listen to me or let me speak. He barked orders at me and told me that he did not care. He should be fired and Balboa Thrift & Loan should be more careful with who they hire. DO NOT express any interest in this bank. They do not value a customer at all. Go elsewhere.
7
Rude As Hell!
- JohnSmith - Tuesday, April 17, 2012 - 1:36 PMI sure wish I can find that corn cob and pull out of that ladies but, I have never been treated so poorly by a company in my life! I'm selling my car just so I wont have to deal with them anymore!
4
All I Can Say Is "Wow"
- chulavistapress - Thursday, May 10, 2012 - 2:08 AMYa know. I don't think I ever heard of a legitimate company operating this way. Especially for too long. I been readin up on them, and it looks t'me like they're some kind of idiot fanatics. Why hasn't someone turned them in? Glad to find so many negative reviews, it will save me a heart attack, I'm sure by the sound of it. Kudos to the brave soldiers to keep this company profile updated. It takes a lot of moxie to step up and say, oh by the way. These freakin jerks should be put out of business. I will probably be treated worse for saying so, but this company is nothing but a pimp lookin for hoes. Don't be one, just turn a'roun and walk away. Ya don't need a car that bad now do ya? Take the bus, it saves the planet anyway. The things I am reading on all the sites just make me sick. Try googling "Balboa Thrift and Loan Reviews" and help spread the word. These turds should be ashamed o' themselves. Do your part and tell everyone. Balboa Thrift and Loan is the worst, and they should be put out of business. Sell the loans to Wells Fargo, Chase or some other bank. A REAL bank. Not this third world clown factory.
3
Featured Accounts
Nationwide Savings Accounts
Can't Pay Your Loan Without Paying A Fee
This company MAKES you pay your bill through a fee for payment company. They offer no website or phone number to pay without paying the $9.00 fee. The $9.00 is still less than the late fee. I resent having to pay a fee to give a bank my money.