Bank of Blue Valley

PO Box 26128
Overland Park, KS 66225-6128
913-338-1000
www.bankbv.com

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Bank of Blue Valley is headquartered in Overland Park and is the 14^st largest bank in the state of Kansas. It is also the 972^nd largest bank in the nation. It was established in 1989 and as of September of 2011, it had grown to 162 employees at 5 locations. Bank of Blue Valley has a 3-star health rating.

Bank of Blue Valley Routing Number: 101005027

High-Rate Reward Checking Account at Bank of Blue Valley But There's a Catch - 1/6/2012

It has been almost five years ago since I first reported on Bank of Blue Valley and its reward checking account. I'm happy to see the bank is still offering a competitive reward checking account, but ...

Bank Of Blue Valley Increases Fees As Of 12/1/11 (Forum) - 11/17/2011

Bank of Blue Valley * CHANGE IN TERMS EFFECTIVE DECEMBER 1, 2011 * CHANGES TO DEPOSIT ACCOUNT FEE SCHEDULES On December 1, 2011 the following Deposit Account Fees for customer assistance and research will increase: "Account Activity Printout" - Increa

Bank Of Blue Valley New $5 Maintenance Fee (Forum) - 10/4/2011

Bank of Blue Valley is implementing a new $5 maintenance fee as of 10/19/11. Can be avoided by signing up for e-statements - this oddly seems to be required even if the account was already on e-statements, because the notice appears on the e-stateme

Bank Of Blue Valley Rate Dropped From 3.05% To 2.00% (Forum) - 2/24/2011

PAY YOURSELF BACK with Performance Checking. Earn 2.00% APY* Performance Rate on your balances of $0 - $25,000 if requirements are met. To PAY YOURSELF BACK and earn the Performance Rate, perform the following each statement cycle: &bul

2011

2/16 - New Ultimate Checking At Bank Of Blue Valley (Forum)

2007

5/10 - 4.01% Reward Checking Account at a Kansas Bank (Bank of Blue Valley)

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See Rates for: Checking | Savings | Money Market | CD | IRA

Bank of Blue Valley Checking Account Rates

Apy	Min	Max	Product
3.00%	-	$25k	Ultimate Rate Ultimate Checking Account
2.00%	-	$25k	Performance Checking
2.00%	-	$25k	Reward Rate Ultimate Checking Account
0.25%	$50k	-	Classic Checking Account (NOW Account)
0.25%	$50k	-	Preferred Checking Account (NOW Account)

Bank of Blue Valley Savings Account Rates

Apy	Min	Max	Product
0.15%	-	-	Classic Savings Account
0.15%	-	-	Business Classic Savings Account
0.15%	-	-	Preferred Savings Account

Bank of Blue Valley Money Market Rates

Apy	Min	Max	Product
0.50%	$500k	-	Blue Valley Investment Money Market Account
0.50%	$500k	-	Business Blue Valley Investment Money Market Account
0.50%	$500k	-	Blue Valley Preferred Money Market Account
0.50%	$500k	-	Business Blue Valley Preferred Money Market Account

Bank of Blue Valley CD Rates

Apy	Min	Max	Product
1.60%	-	-	60 - 71 Months CD
1.35%	-	-	48 - 59 Months CD
1.10%	-	-	36 - 47 Months CD
0.80%	-	-	24 - 35 Months CD
0.65%	-	-	18 - 23 Months CD
0.50%	-	-	12 - 17 Months CD
0.30%	-	-	182 - 364 Days CD
0.20%	-	-	30 - 59 Days CD
0.20%	-	-	60 - 89 Days CD
0.20%	-	-	90 - 181 Days CD

Bank of Blue Valley IRA Rates

Apy	Min	Max	Product
1.60%	-	-	60 - 71 Months IRA
1.35%	-	-	48 - 59 Months IRA
1.10%	-	-	36 - 47 Months IRA
0.80%	-	-	24 - 35 Months IRA
0.65%	-	-	18 - 23 Months IRA
0.50%	-	-	12 - 17 Months IRA
0.30%	-	-	182 - 364 Days IRA
0.20%	-	-	30 - 59 Days IRA
0.20%	-	-	60 - 89 Days IRA
0.20%	-	-	90 - 181 Days IRA

Rates updated: 2/11/2012

Data for Q3 2011

Institution Statistics

Bank of Blue Valley
FDIC Certificate #	32722
BankRate Report	View
Year Established	1989
Employees	162
Primary Regulator	FED
Assets and Liabilities
Assets	$675.68 million
Loans	$446.80 million
Deposits	$503.73 million
Equity Capital	$74.08 million
Loan Loss Allowance	$12.89 million
Unbacked Noncurrent Loans	$11.18 million
Real Estate Owned	$28.70 million
Historic Data - September 2010
Assets	$753.68 million
Equity Capital	$79.03 million
Loan Loss Allowance	$17.06 million
Unbacked Noncurrent Loans	$31.29 million
Real Estate Owned	$21.31 million
Profit Margin - Quarterly
Net Interest Margin	3.02%
Return on Assets	-0.74%
Return on Equity	-6.73%
Interest Income	$20.12 million

Institution Health

Overall Score:

3 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Bank of Blue Valley had $39.89 million in non-current loans and owned real-estate with $86.97 million in equity and loan loss allowances on hand to cover it. This gives Bank of Blue Valley a Texas Ratio of 45.86% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Bank of Blue Valley decreased slightly from 55.07% as of September 30, 2010 to 45.86% as of September 30, 2011, resulting in a positive change of 16.72%.This indicates that the balance sheet and financial strength for Bank of Blue Valley has improved slightly in recent periods.
Deposit Growth
In the past year, Bank of Blue Valley has decreased its total deposits by -$66.59 million, resulting in -11.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Blue Valley has shown is poor.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Blue Valley has $675.68 million in assets with $86.97 million in equity, resulting in a capitalization level of 12.87%, which is excellent.