Bank of Bolivar

Bank of Bolivar is headquartered in Bolivar and is the 108^th largest bank in the state of Missouri. It is also the 3,081^st largest bank in the nation. It was established in 1997 and as of September of 2011, it had grown to 67 employees at 4 locations. Bank of Bolivar's savings rates are 94% higher than the national average, and it has a 3-star health rating.

Bank of Bolivar Routing Number: 086507187

Bank of Bolivar Checking Account Rates

Bank of Bolivar Savings Account Rates

Bank of Bolivar Money Market Rates

Bank of Bolivar CD Rates

Bank of Bolivar IRA Rates

Data for Q3 2011

Institution Statistics Bank of Bolivar FDIC Certificate # 34397 BankRate Report View Year Established 1997 Employees 67 Primary Regulator FDIC Assets and Liabilities Assets $200.79 million Loans $160.19 million Deposits $174.98 million Equity Capital $19.69 million Loan Loss Allowance $1.88 million Unbacked Noncurrent Loans $3.26 million Real Estate Owned $5.31 million Historic Data - September 2010 Assets $201.12 million Equity Capital $18.90 million Loan Loss Allowance $2.03 million Unbacked Noncurrent Loans $6.48 million Real Estate Owned $2.76 million Profit Margin - Quarterly Net Interest Margin 4.5% Return on Assets 0.61% Return on Equity 6.26% Interest Income $7.59 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Bank of Bolivar had $8.57 million in non-current loans and owned real-estate with $21.58 million in equity and loan loss allowances on hand to cover it. This gives Bank of Bolivar a Texas Ratio of 39.74% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Bolivar held steady from 44.77% as of September 30, 2010 to 39.74% as of September 30, 2011, resulting in a positive change of 11.24%.This indicates that the balance sheet and financial strength for Bank of Bolivar has held steady in recent periods. Deposit Growth In the past year, Bank of Bolivar has increased its total deposits by $6.17 million, resulting in 3.66% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Bolivar has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Bolivar has $200.79 million in assets with $21.58 million in equity, resulting in a capitalization level of 10.74%, which is above average.