Bank of Coushatta

Bank of Coushatta is headquartered in Coushatta and is the 65^th largest bank in the state of Louisiana. It is also the 2,947^th largest bank in the nation. It was established in 1897 and as of December of 2011, it had grown to 28 employees at 1 location. Bank of Coushatta has a 4-star health rating.

Bank of Coushatta Routing Number: 111101681

Data for Q4 2011

Institution Statistics Bank of Coushatta FDIC Certificate # 8531 BankRate Report View Year Established 1897 Employees 28 Primary Regulator FDIC Assets and Liabilities Assets $213.16 million Loans $60.22 million Deposits $195.02 million Equity Capital $17.70 million Loan Loss Allowance $917,000 Unbacked Noncurrent Loans $4.47 million Real Estate Owned $136,000 Historic Data - December 2010 Assets $190.32 million Equity Capital $12.43 million Loan Loss Allowance $764,000 Unbacked Noncurrent Loans $4.39 million Real Estate Owned $174,000 Profit Margin - Quarterly Net Interest Margin 3.68% Return on Assets 1.32% Return on Equity 16.64% Interest Income $8.01 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Coushatta had $4.61 million in non-current loans and owned real-estate with $18.62 million in equity and loan loss allowances on hand to cover it. This gives Bank of Coushatta a Texas Ratio of 24.75% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Coushatta decreased slightly from 34.62% as of December 31, 2010 to 24.75% as of December 31, 2011, resulting in a positive change of 28.51%.This indicates that the balance sheet and financial strength for Bank of Coushatta has improved slightly in recent periods. Deposit Growth In the past year, Bank of Coushatta has increased its total deposits by $17.49 million, resulting in 9.85% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Coushatta has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Coushatta has $213.16 million in assets with $18.62 million in equity, resulting in a capitalization level of 8.73%, which is average.

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