Bank of Jackson Hole

Bank of Jackson Hole Locations
990 West Broadway
Jackson, WY 83001
307.733.8064
www.bojh.com



Bank of Jackson Hole is headquartered in Jackson and is the 4th largest bank in the state of Wyoming. It is also the 1,173rd largest bank in the nation. It was established in 1982 and as of December of 2011, it had grown to 77 employees at 10 locations. Bank of Jackson Hole has a 3-star health rating.

Bank of Jackson Hole Routing Number: 102304099



See Rates for: Checking | Savings | Money Market | CD | IRA

Bank of Jackson Hole Checking Account Rates

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0.10%--NOW Account

Bank of Jackson Hole Savings Account Rates

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0.50%--Health Savings Account
0.25%--Savings Account

Bank of Jackson Hole Money Market Rates

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0.55%$1m-Money Market Fund

Bank of Jackson Hole CD Rates

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1.85%$100k-5 Year CD
1.30%$100k-4 Year CD
1.00%$100k-3 Year CD
0.95%$100k-2 Year CD
0.70%$100k-18 Month CD
0.65%$100k-365 Day CD
0.45%$100k-180 Day CD
0.40%$100k-120 Day CD
0.35%$100k-90 Day CD
0.30%$100k-60 Day CD
0.25%$100k-30 Day CD

Bank of Jackson Hole IRA Rates

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1.00%$100k-3 Year IRA
0.95%$100k-2 Year IRA
0.65%$100k-1 Year IRA

Rates updated: 5/23/2012

Data for Q4 2011


Institution Statistics


Bank of Jackson Hole
FDIC Certificate #23826
BankRate ReportView
Year Established1982
Employees77
Primary RegulatorFED

Assets and Liabilities

Assets$569.05 million
Loans$400.71 million
Deposits$516.13 million
Equity Capital$52.41 million
Loan Loss Allowance$6.90 million
Unbacked Noncurrent Loans$2.58 million
Real Estate Owned$18.39 million

Historic Data - December 2010

Assets$551.09 million
Equity Capital$48.85 million
Loan Loss Allowance$7.19 million
Unbacked Noncurrent Loans$17.08 million
Real Estate Owned$3.18 million

Profit Margin - Quarterly

Net Interest Margin3.56%
Return on Assets0.56%
Return on Equity6.1%
Interest Income$21.90 million

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Jackson Hole had $20.97 million in non-current loans and owned real-estate with $59.31 million in equity and loan loss allowances on hand to cover it. This gives Bank of Jackson Hole a Texas Ratio of 35.36% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Bank of Jackson Hole held steady from 36.16% as of December 31, 2010 to 35.36% as of December 31, 2011, resulting in a positive change of 2.20%.This indicates that the balance sheet and financial strength for Bank of Jackson Hole has held steady in recent periods.
Deposit Growth4
In the past year, Bank of Jackson Hole has increased its total deposits by $14.67 million, resulting in 2.93% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Jackson Hole has shown is above average.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Jackson Hole has $569.05 million in assets with $59.31 million in equity, resulting in a capitalization level of 10.42%, which is above average.
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