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Broadway And North Street
Kampsville, IL 62053

Bank of Kampsville is headquartered in Kampsville and is the 312st largest bank in the state of Illinois. It is also the 4,530th largest bank in the nation. It was established in 1908 and as of March of 2014, it had grown to 25 employees at 4 locations. Bank of Kampsville's savings rates are 5X the national average, and it has a A health rating.

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you must be physically present at the bank to open an account-cannot be opened by mail


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Bank of Kampsville had $442,000 in non-current loans and owned real-estate with $15.76 million in equity and loan loss allowances on hand to cover it. This gives Bank of Kampsville a Texas Ratio of 2.80% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Bank of Kampsville experienced no significant changes from 1.96% as of March 31, 2013 to 2.80% as of March 31, 2014, resulting in a negative change of 43.12%. This indicates that the balance sheet and financial strength for Bank of Kampsville has had no significant changes in recent periods.

Deposit Growth


In the past year, Bank of Kampsville has decreased its total deposits by -$1.31 million, resulting in -1.4% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Kampsville has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Kampsville has $108.15 million in assets with $15.76 million in equity, resulting in a capitalization level of 14.57%, which is excellent.

Institution Statistics

FDIC Certificate #11750
Year Established1908
Primary RegulatorFDIC
Assets and Liabilities
Assets$108.15 million
Loans$53.61 million
Deposits$92.54 million
Equity Capital$15.31 million
Loan Loss Allowance$456,000
Unbacked Noncurrent Loans$289,000
Real Estate Owned$153,000
Historic Data - March 2013
Assets$109.59 million
Equity Capital$15.20 million
Loan Loss Allowance$470,000
Unbacked Noncurrent Loans$289,000
Real Estate Owned$82,000
Profit Margin - Quarterly
Net Interest Margin3.01%
Return on Assets0.68%
Return on Equity4.76%
Interest Income$922,000

Always verify rates and promotions with the bank or credit union. We are not Bank of Kampsville, we are a rate comparison website and can not provide official rates or promotions.

Bank of Kampsville Savings Account Rates

2.79%--Health Savings Account
0.40%$50k-Tiered Savings Account
0.25%$25-Regular Saving Account

Bank of Kampsville Money Market Rates

0.35%$2,500-Money Market Checking

Bank of Kampsville Checking Account Rates

0.25%$100-Platinum Club Checking Account
0.20%$1k-Now Checking Account

Bank of Kampsville CD Rates

1.51%$1k-60 Month CD
1.26%$1k-48 Month CD
1.00%$1k-36 Month CD
0.80%$500-30 Month CD
0.70%$1k-24 Month CD
0.60%$1k-18 Month CD
0.40%$500-12 Month CD
0.30%$2,500-6 Month CD
0.20%$2,500-3 Month CD

Bank of Kampsville IRA Rates

1.51%$1k-60 Month IRA
1.26%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.80%$500-30 Month IRA
0.70%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.40%$500-12 Month IRA
0.30%$2,500-6 Month IRA
0.20%$2,500-3 Month IRA

Bank of Kampsville Locations
Brussels Banking Facility169 E Main StreetBrussels, IL 62013
Pleasant Hill Facility301 South Main StreetPleasant Hill, IL 62366
Bank Of KampsvilleBroadway and North StreetKampsville, IL 62053
Hardin BranchFrench and Park StreetsHardin, IL 62047