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134 North Jefferson Street Ripley, TN 38063 (731) 635-1230 www.bankofripley.com  |
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Bank of Ripley is headquartered in Ripley and is the 86th largest bank in the state of Tennessee. It is also the 2,910st largest bank in the nation. It was established in 1939 and as of March of 2013, it had grown to 67 employees at 4 locations. Bank of Ripley has a 5-star health rating.
Bank of Ripley Routing Number: 084308003
Related Posts
High-Yield Reward Checking Account in Tennessee (Bank of Ripley) - 4/6/2008
Update 9/07/09: The top rate has fallen to 3.51% APY.Bank of Ripley has a reward checking account that pays 3.51% APY on balances up to $25,000 (0.75% for above) and refunds ATM fees if the following monthly requirements are met: 1) 10 debit card...
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Institution Health
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5 out of 5 
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The Worst Customer Service
- kdees4 - Wednesday, May 16, 2012 - 10:27 AMThis bank has the worst customer service. They will talk to you in a friendly voice but are not helpful at all. Two weeks after I opened my account and changed over all my online bill pay and direct deposit accounts, they lowered my interest rate- which was my reason for choosing them in the first place. Then they hit you with all sorts of fees. I tried to give the little guy a chance but after this treatment I am returning to First Tennessee where I have always been treated well.
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Great Customer Service And Great Interest Rates.
Ignore what you've read below I've been an online member of this bank for several years now from Texas. Granted when I signed up with them they had a 5.25% interest rate which yes of course has dropped to 2.51%apy over time and I would expect that with the economy the way it is and has been going.
As for customer service the ladies have always been polite and helpful and telling me how to submit forms over the internet in email and I've been able to get new debit cards quite quickly with their service. They even went the extra mile to inform me I was sending my transfers to the wrong address.
I will continue to bank with them unless someone comes up with a much higher interest rate on their high yield checking accounts that won't drop overnight. I've tried a few others and yes there is the gimmick to get you to join with the high interest rates that you'll get for basically one month before the real interest rates kick in which is around 2% to 2.72% apy. With little to no risk these are great interest rates you can't get anywhere in a SAVINGS account. Yes you have to make 10-15 purchases per month with your card but who doesn't do that anyways? Buying groceries and gas and dining out easily take up those few purchases per month to net you those great interest rates.