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Bank of Texas. National Association
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One Williams Center Tulsa, OK 74172 (214) 706-0300 www.bankoftexas.com  |
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Nationwide Savings Accounts
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
Capital One 360
360 Checking Account
0.85% APY
* All banks listed are a Member FDIC.
Overdraft Fees
Banks clear at the end of the day all the checks that arrive at your account during the day. This bank's policy results in maximizing overdraft fees in that it clears the checks starting from the largest to the smallest. In this way, if the first, large check, empties the account, all the remaining checks have overdraft fees. Clearing checks in the reverse order might result in only the largest check having an overdraft fee. This policy is not illegal but it does take advantage of the bank's customer.