Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mybcu.org

434-237-1566

107 Leroy Bowen Dr
Lynchburg, VA 24502

Beacon Credit Union is headquartered in Lynchburg and is the 30^th largest credit union in the state of Virginia. It is also the 984^th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 80 employees and 28,893 members at 10 locations. Beacon Credit Union has an A health rating.

Field of Membership Restrictions

Beacon Credit Union is open those who live, work, worship, or attend school in the Virginia counties of Amherst, Appomattox, Bedford, Botetourt, Campbell, Roanoke, Rockbridge, or Pittsylvania; the North Carolina counties of Casswell or Rockingham; the Virginia cities/towns of Altavista, Appomattox, Bedford, Buena Vista, Danville, Lexington, Lynchburg, Roanoke, Salem, or Vinton; the North Carolina cities of Eden or Reidsville. Eligibility also extends to immediate family.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66965
Year Chartered	1939
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	1.11%
Return on Equity - YTD	10.18%
Annual Interest Income	$4.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$329.1MM$314.8MM
Loans	Q1 2025vs Q1 2024	$280.8MM$268.2MM
Deposits	Q1 2025vs Q1 2024	$285.8MM$268.9MM
Equity Capital	Q1 2025vs Q1 2024	$36.1MM$33.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$498K$916K
Real Estate Owned	Q1 2025vs Q1 2024	$100K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Beacon Credit Union are currently being reviewed.

Locations

Cities: Bedford, Buena Vista, Danville, Lynchburg, Madison Heights, Roanoke

Bedford Branches
Branch Office	1629 Forest Rd	Bedford, VA 24523

Buena Vista Branches
Branch Office	2101 Forest Ave	Buena Vista, VA 24416-2733

Danville Branches
Branch Office	630 Piney Forest Rd	Danville, VA 24540
Branch Office	320 Old Riverside Dr	Danville, VA 24541-3454

Lynchburg Branches
Branch Office	19029 Forest Rd	Lynchburg, VA 24502
Branch Office	6320 Logans Ln	Lynchburg, VA 24502
Branch Office	107 Leroy Bowen Dr	Lynchburg, VA 24502
Branch Office	2134 Langhorne Rd	Lynchburg, VA 24501

Madison Heights Branches
Branch Office	155 Amelon Sq	Madison Heights, VA 24572-6259

Roanoke Branches
Branch Office	3534 Electric Rd Unit 6	Roanoke, VA 24018

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