Bellwether Community Credit Union is headquartered in Manchester and is the 5th largest credit union in the state of New Hampshire. It is also the 550th largest credit union in the nation. It was established in 1921 and as of December of 2013, it had grown to 78 employees and 32,040 members. Bellwether Community Credit Union has a A+ health rating.
Three (3) types of people qualify for membership. And these are: 1.) Anyone who lives or works in the state of New Hampshire; 2.) Communications industry employees in Maine, Massachusetts or Vermont; and 3.) Relatives of current BCCU members, regardless of their state of residence. In addition to a member's immediate family, other qualified relatives include aunts or uncles, nephews or nieces, or cousins. To start the membership process, simply fill out the online membership application form. A Savings deposit of $5 is all it takes to establish BCCU membership. - See Details
I was approved for a loan with Laconia Savings Bank.
Bell weather had a better deal so i called them.
It took them 5 days after several pieces of paperwork to tell me i was denied.
I have over 1,000,000.00 in assets a great salary and almost 0.00 debt w/ a credit score above 700!
I went back LSB. Bell Weather is a complete waste waste of time and Extremely unprofessional
Find someone else.
Wooow, big man with your million dollar assets and 0 debt. I was a student, working through college, nonexistent income and barely any credit history, but needed a car loan since I worked very far from home and needed reliable transportation with a warranty.
BCCU was the ONLY bank willing to give me a chance, and I'm proud to say I'm about to finish paying off my first ever car loan and will be staying with them for years to come.
I work for BCCU and they treat both their members and employees extremely well. BCCU truly cares about its members, and we are taught as employees that members are what keep us employed. BCCU is wonderful to employees and has never had a layoff. In these challenging times, I think that's pretty special!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Bellwether Community Credit Union had $986,000 in non-current loans and owned real-estate with $44.15 million in equity and loan loss allowances on hand to cover it. This gives Bellwether Community Credit Union a Texas Ratio of 2.23% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Bellwether Community Credit Union experienced no significant changes from 1.49% as of December 31, 2012 to 2.23% as of December 31, 2013, resulting in a negative change of 49.62%. This indicates that the balance sheet and financial strength for Bellwether Community Credit Union has had no significant changes in recent periods.
In the past year, Bellwether Community Credit Union has increased its total deposits by $10.93 million, resulting in 4.04% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bellwether Community Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bellwether Community Credit Union has $387.84 million in assets with $44.15 million in equity, resulting in a capitalization level of 11.38%, which is excellent.
|Assets and Liabilities|
|Equity Capital||$42.94 million|
|Loan Loss Allowance||$1.21 million|
|Unbacked Noncurrent Loans||$904,000|
|Real Estate Owned||$82,000|
|Historic Data - December 2012|
|Equity Capital||$46.46 million|
|Loan Loss Allowance||$1.25 million|
|Unbacked Noncurrent Loans||$904,000|
|Real Estate Owned||$30,000|
|Profit Margin - Quarterly|
|Net Interest Margin||3.54%|
|Return on Assets||0.21%|
|Return on Equity||1.9%|
|Interest Income||$12.71 million|
Sorry, we do not have rate data for Bellwether Community Credit Union
|Bellwether Community Credit Union Locations|
|Branch Office||425 Hooksett Rd||Manchester, NH 03104|
|Branch Office||7 Leavey Dr||Bedford, NH 03110-4437|
|Branch Office||409 Amherst St||Nashua, NH 03063|