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12770 Gateway Drive
Tukwila, WA 98168

Boeing Employees Credit Union is headquartered in Tukwila and is the largest credit union in the state of Washington. It is also the 4th largest credit union in the nation. It was established in 1935 and as of December of 2013, it had grown to 1,171 employees and 843,440 members. Boeing Employees Credit Union has a A+ health rating.

Field of Membership Restrictions

You can apply for membership at BECU if you are a Washington state resident, or if you meet any of the following eligibility requirements: * You live, work, worship, or attend school within a Washington state school district * You are a past or present employee (or the family member of an employee) of: The Boeing Company, its subsidiaries or affiliates, BECU, or The Museum of Flight in Seattle * You own a small business located in Washington state and satisfy our business account requirements (for Small Business Membership) * You are a current employee of a subsidiary or affiliate previously owned or operated in whole or in part by The Boeing Company * You are a federal employee stationed at a Boeing Company facility * You are an officer or full-time employee of a labor bargaining agency representing Boeing employees * You are currently receiving, or eligible to receive, benefits from a company whose current employees are eligible for BECU membership * You are related by descent, adoption, marriage, or domestic partnership to a person meeting one of the above criteria - See Details

Going The Extra Mile

The tellers and management at BECU have always gone the extra mile for me and my friends i have referred to them. A friend of mine purchased a vehicle from Oregon the loan included the tax and licensing fee's. The car dealer kept the fees and refused to turn them over to to Washington state like they were suppose to. BECU loan department payed the tax and licensing for the vehicle and they went and recovered the money from the car dealer. Two thumbs up for the employees of BECU. thanks Patrick

One Of The Best Credit Unions

I have to say that BECU is one of the best credit unions. I live in Cincinnati, Ohio and do all my business with BECU via the web. The on-line access is great and you can do pretty much everything via the Internet. If I have to go to a branch, I have a shared branch close to me. I can do electronic deposits by scanning a check on my home scanner and even do a deposit on-line. If I need help, I make a phone call and they are always very helpful.

Recently I set-up savings accounts for each of my grandchildren and I can move funds from my accounts to the grandkids accounts on-line, simply and easily.

I wish more credit unions were like BECU.


My husband signed a master business application when he cosigned a car loan when our kid was a teen. We were not told that a master application gave him access to our credit line and lasts for seven years! We found that out the hard way; which neither our son nor we were told. That was paid off and 2 years later he applies for a credit card online. OF COURSE THEY GAVE HIM A CARD with $5K LIMIT! BECU they sent him a card with out our knowledge, and our name on the account but not the card! Even when the bill came it did not have my husband's name on it!!!! It was tied to our credit line without us knowing that every thing our son requested as far as loans and credit cards was tied to our credit EVEN after the original loan was paid off!!!! Once we realized it we went to BECU and demanded to be removed and destroy the master app, which they said they did. They canceled the application but not the account, which I said I wanted both done-whatever it took!!!!! After I was perfectly clear we in no way were to be tied to our sons credit and vice-versa. They told me is was taken care of. However they continued his credit card with my husbands name on it. They never shut it down or transferred the balance as we all requested! Even when the card was a zero balance!!! My son had gone with me to BECU, KIRKLAND to change his card and we were told it was done, then 2 years later I receive a collection notice!!!!!!!!, when the card was paid off, they did not closed it. They just sent him a new card!!!!! He assumed it was a different account since the account number was changed, wouldn't you? but NO it was the same account!!!!!! NOW we can not get a good rate on our mortgage!!!!!!!!! THIS IS THE SECOND TIME WE HAVE BEEN VIOLATED IN THIS CREDIT CRUNCH BY BECU KIRKALND BRANCH- WITH THE SAME MANAGER... BEWARE WHAT THEY TELL YOU MAY NOT BE TRUE THEY WILL NEVER OWN UP TO THEIR MISTAKES

Great Place To Do Buisness

Boeing Emplyees Credit Union is great credit union.  I have banked through multiple other banks before I finally found a place that I was happy with and realized that a credit union is way better then any bank. They have some of the best rates on checkings and savings accounts.  The tellers are always freindlly and they respect your time by getting out of there as soon as possible.  Another great benefit is there atm's do not cost you anything, that is rare.  One drawback of this is there is not enough of the atms around, but if you know where they are ahead of time you will be fine.  I have also done two car loans through them and was extremly satisfied with the entire process.  All in all Boeing Employees Credit Union is a great place to leave your money, you will be happy and you don't even need to work for Boeing to bank there.





Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Boeing Employees Credit Union had $43.79 million in non-current loans and owned real-estate with $1.19 billion in equity and loan loss allowances on hand to cover it. This gives Boeing Employees Credit Union a Texas Ratio of 3.67% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Boeing Employees Credit Union decreased dramatically from 6.25% as of December 31, 2012 to 3.67% as of December 31, 2013, resulting in a positive change of 41.33%.This indicates that the balance sheet and financial strength for Boeing Employees Credit Union has improved dramatically in recent periods.

Deposit Growth


In the past year, Boeing Employees Credit Union has increased its total deposits by $591.19 million, resulting in 5.88% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Boeing Employees Credit Union has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Boeing Employees Credit Union has $11.9 billion in assets with $1.19 billion in equity, resulting in a capitalization level of 10.03%, which is above average.

Institution Statistics

NCUA #62604
Year Chartered1935
Primary Regulator
Assets and Liabilities
Assets$11.90 billion
Loans$7.37 billion
Deposits$10.65 billion
Equity Capital$1.11 billion
Loan Loss Allowance$87.70 million
Unbacked Noncurrent Loans$39.10 million
Real Estate Owned$4.69 million
Historic Data - December 2012
Assets$11.08 billion
Equity Capital$911.96 million
Loan Loss Allowance$137.61 million
Unbacked Noncurrent Loans$39.10 million
Real Estate Owned$4.74 million
Profit Margin - Quarterly
Net Interest Margin3.96%
Return on Assets1.74%
Return on Equity18.71%
Interest Income$358.67 million

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Boeing Employees Credit Union has 43 locations. Click to view all Boeing Employees Credit Union locations.