Brewery Credit Union

Brewery Credit Union Locations
1351 N DR MARTIN LUTHER KING DR
Milwaukee, WI 53212
(414)273-3170
www.brewerycu.com

NCUA


Brewery Credit Union is headquartered in MILWAUKEE and is the 78th largest credit union in the state of Wisconsin. It is also the 2,733rd largest credit union in the nation. It was established in 1934 and as of December of 2012, it had grown to 18 employees and 7,541 members. Brewery Credit Union's savings rates are 44% higher than the national average, and it has a 4-star health rating.

Brewery Credit Union Routing Number: 275079662

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4.50% 5-Month CD in Brewery Credit Union in Wisconsin - 1/13/2009

Update 2/12/09: The CD rate has fallen. Please check the credit union's website for the latest rates.Brewery Credit Union is offering a special 4.50% APY 5-month CD. Minimum deposit is $1,000. Offer is valid only to new credit union members or current...



See Rates for: Checking | Savings | Money Market | CD | IRA

Brewery Credit Union Checking Account Rates

ApyMinMaxProduct
0.15%$1,500-Supreme Checking Account
0.12%$10k-Premium Checking Account

Brewery Credit Union Savings Account Rates

ApyMinMaxProduct
0.75%--Health Savings Account
0.45%--IRA Account
0.45%--Roth IRA Account
0.25%--Variable IRA Account
0.25%--Variable Roth IRA Account
0.12%--Holiday Club
0.10%--Dream Account
0.10%$100-Sub Shares

Brewery Credit Union Money Market Rates

ApyMinMaxProduct
0.35%$75k-Money Market Plus Account

Brewery Credit Union CD Rates

ApyMinMaxProduct
1.01%$1k-36 Month CD
0.80%$1k-24 Month CD
0.55%$1k-18 Month CD
0.45%$1k-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD

Brewery Credit Union IRA Rates

ApyMinMaxProduct
1.00%$1k-36 Month Trad. IRA
1.00%$1k-36 Month Roth IRA Certificate
1.00%$1k-36 Month Educ. IRA Certificate
0.80%$1k-24 Month Roth IRA Certificate
0.80%$1k-24 Month Educ. IRA Certificate

Rates updated: 5/18/2013

Data for Q4 2012


Institution Statistics


BREWERY
NCUA #66637
BankRate ReportView
Year Chartered1934
Employees18
Primary Regulator

Assets and Liabilities

Assets$34.99 million
Loans$28.20 million
Deposits$28.73 million
Equity Capital$5.98 million
Loan Loss Allowance$1.51 million
Unbacked Noncurrent Loans$689,000
Real Estate Owned$107,000

Historic Data - December 2011

Assets$34.84 million
Equity Capital$5.67 million
Loan Loss Allowance$1.77 million
Unbacked Noncurrent Loans$713,000

Profit Margin - Quarterly

Net Interest Margin6.56%
Return on Assets0.86%
Return on Equity5.05%
Interest Income$2.02 million
Non-Interest Income$958,000

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Brewery Credit Union had $796,000 in non-current loans and owned real-estate with $7.48 million in equity and loan loss allowances on hand to cover it. This gives Brewery Credit Union a Texas Ratio of 10.64% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Brewery Credit Union held steady from 9.58% as of December 31, 2011 to 10.64% as of December 31, 2012, resulting in a negative change of 11.09%. This indicates that the balance sheet and financial strength for Brewery Credit Union has held steady in recent periods.
Deposit Growth4
In the past year, Brewery Credit Union has increased its total deposits by $912,000, resulting in 3.28% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Brewery Credit Union has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Brewery Credit Union has $34.99 million in assets with $7.48 million in equity, resulting in a capitalization level of 21.39%, which is excellent.
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