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Cambridge Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cambridgesavings.com
888-418-5626
1374 Massachusetts Avenue
Cambridge, MA 02138

Cambridge Savings Bank is headquartered in CAMBRIDGE and is the 6th largest bank in the state of Massachusetts. It is also the 224th largest bank in the nation. It was established in 1834 and as of March of 2025, it had grown to 466 employees at 20 locations. Cambridge Savings Bank's money market rates are 7X the national average, and it has an A health rating.

Reviews (1)

Ivy Bank Is Terrible.

Posted by: |

(Ivy Bank is part of Cambridge Savings Bank.) I talked to an Ivy Bank representative over the phone. That representative hung up on me once the call was approaching 6 minutes. I tried calling back and got a message stating that the number you reached is not in service. Ivy Bank blocked my phone number since calling from a different phone number worked. Ivy Bank also ghosted the email I sent afterwards.

4


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17870
Year Established1834
Employees466
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.99%
Annual Interest Income$84.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$6.84B$6.97B
LoansQ1 2025vs Q1 2024$5.63B$5.72B
DepositsQ1 2025vs Q1 2024$5.49B$5.5B
Equity CapitalQ1 2025vs Q1 2024$635.8MM$611.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$64.2MM$53.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$37MM$14.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cambridge Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cambridge Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$10-Simple Savings
0.02%$10-Basic Savings

Cambridge Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$250k-High Yield Money Market - Bonus Tier
3.25%$250k-IRA High Yield Money Market IRA - Bonus Tier
3.00%*$250k*-High Yield Money Market
OTHER TIERS: 1.00% → $10 - $50k | 1.50% → $50k - $150k | 2.75% → $150k - $250k
3.00%*$250k*-High Yield Money Market IRA
OTHER TIERS: 1.00% → $10 - $50k | 1.50% → $50k - $150k | 2.75% → $150k - $250k
0.45%*$10$5mSmall Business Money Market Account
OTHER TIERS: 0.40% → $5m+

Cambridge Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.51%$0-IOLTA Checking Account
0.10%$10-Performance Plus Checking

Cambridge Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-13 Month CD Special
4.00%$10-7 Month CD Special
4.00%$10-Business 7 Month CD Special
4.00%$10-Business 13 Month CD Special
3.00%$10-3 Month CD
3.00%$10-6 Month CD
3.00%$10-1 Year CD
3.00%$10-2 Year CD
3.00%$10-Business 3 Month CD
3.00%$10-Business 6 Month CD
3.00%$10-Business 1 Year CD
3.00%$10-Business 2 Year CD
3.00%$10-9 Month CD
3.00%$10-Business 9 Month CD
2.50%$10-3 Year CD
2.50%$10-Business 3 Year CD
2.00%$10-5 Year CD
2.00%$10-Business 5 Year CD

Cambridge Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10-13 Month IRA Special
4.00%$10-7 Month IRA Special
4.00%$10-Business 7 Month IRA Special
4.00%$10-Business 13 Month IRA Special
3.00%$10-3 Month IRA
3.00%$10-6 Month IRA
3.00%$10-1 Year IRA
3.00%$10-2 Year IRA
3.00%$10-9 Month IRA
2.50%$10-3 Year IRA
2.00%$10-5 Year IRA
Locations

Availability



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