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888-769-8841
3535 Nicholson Extension
Baton Rouge, LA 70803

Campus Federal is headquartered in Baton Rouge and is the 3rd largest credit union in the state of Louisiana. It is also the 424th largest credit union in the nation. It was established in 1934 and as of December of 2013, it had grown to 157 employees and 40,375 members. Campus Federal has a A health rating.

Field of Membership Restrictions

Campus Federal welcomes the opportunity to serve anyone who is eligible through affiliation with LSU, Select Employee Groups (SEGs), family members, or lives, works or worships in the city of Baton Rouge, Orleans Parish or the MSA of Shreveport, including Caddo, Bossier and Webster Parishes. - See Details

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Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Campus Federal had $3.26 million in non-current loans and owned real-estate with $50.08 million in equity and loan loss allowances on hand to cover it. This gives Campus Federal a Texas Ratio of 6.50% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Campus Federal experienced no significant changes from 3.21% as of December 31, 2012 to 6.50% as of December 31, 2013, resulting in a negative change of 102.45%. This indicates that the balance sheet and financial strength for Campus Federal has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Campus Federal has increased its total deposits by $20.45 million, resulting in 4.65% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Campus Federal has shown is excellent.

Capitalization

GRADE:
B

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Campus Federal has $509.92 million in assets with $50.08 million in equity, resulting in a capitalization level of 9.82%, which is above average.

Institution Statistics

Overall
NCUA #79
Year Chartered1934
Employees157
Primary Regulator
Assets and Liabilities
Assets$509.92 million
Loans$324.01 million
Deposits$459.89 million
Equity Capital$47.88 million
Loan Loss Allowance$2.20 million
Unbacked Noncurrent Loans$3.21 million
Real Estate Owned$51,000
Historic Data - December 2012
Assets$488.88 million
Equity Capital$47.63 million
Loan Loss Allowance$1.76 million
Unbacked Noncurrent Loans$3.21 million
Real Estate Owned$51,000
Profit Margin - Quarterly
Net Interest Margin3.47%
Return on Assets0.26%
Return on Equity2.79%
Interest Income$15.61 million
Rates

Sorry, we do not have rate data for Campus Federal

Locations


Campus Federal Locations
Branch Office1555 E 70th StShreveport, LA 71105-5040
Branch OfficeUnion LSU CampusBaton Rouge, LA 70803-0001
Branch Office5000 Hennessy BlvdBaton Rouge, LA 70808
Branch Office1501 Kings Hwy Ground FloorShreveport, LA 71103-4228
Branch Office433 Bolivar St Rm 102New Orleans, LA 70112-7021
Branch OfficeNicholson Ext LSU CampusBaton Rouge, LA 70803
Branch Office6230 Perkins RdBaton Rouge, LA 70808
Branch Office5711 S Sherwood Forest BlvdBaton Rouge, LA 70816